Hi
I originally came on this site because I owed £97 pound to TMOBILE now the debt has been passed on to Hamptons Legal and it's gone upto £234.86. They have sent me a letter which has sent me into a deep depression. They say in it that if I do not pay within 10 days they have no other option to involve the courts. They also said they have assessed my financial situation and that they believe I can pay. How have they come to that conclusion? I've been unemployed for the last 5 months.
Will they take me to court? Sorry I'm a bit naive in these matters I'm 22 and I've never had to deal with debt collection agencies before. I have a lot on at the minute 2 deaths have occurred in my family in the last week and my entire family are going to Pakistan tomorrow so should I ask them for the money now before its too late? Because once they're gone I won't have any money to pay for the debt and I don't want to be taken to court whilst they are away.
please help!
I originally came on this site because I owed £97 pound to TMOBILE now the debt has been passed on to Hamptons Legal and it's gone upto £234.86. They have sent me a letter which has sent me into a deep depression. They say in it that if I do not pay within 10 days they have no other option to involve the courts. They also said they have assessed my financial situation and that they believe I can pay. How have they come to that conclusion? I've been unemployed for the last 5 months.
Will they take me to court? Sorry I'm a bit naive in these matters I'm 22 and I've never had to deal with debt collection agencies before. I have a lot on at the minute 2 deaths have occurred in my family in the last week and my entire family are going to Pakistan tomorrow so should I ask them for the money now before its too late? Because once they're gone I won't have any money to pay for the debt and I don't want to be taken to court whilst they are away.
please help!
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