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Optima Legal

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  • Optima Legal

    Evening All

    I am after some advice regarding Optima legal. A client has an agreement with them and owes £22,265 on a car she bought. Since then she has lost her job, has one year old twins, another on the way and her partner has gone!!!!!!!

    The upshot is she offered them £20000 to settle the finance by selling the car privately. They rejected the offer.

    I spoke to them on the phone with her authority and they told me the offer was rejected because they could get more at auction. I asked what happens if they only got £17000. Their reply you can guess.

    I asked them to speak to Alphera finance who the original agreement was with, who stuck with the, 'we rejected the offer as we believe at auction blah blah".

    I get a phone call this evening saying they can no longer discuss this with me as they have to have written authority. The verbal authority has expired, but an e-mail authority would be acceptable.

    To me it all seems like stalling and BS. Can anyone give me a pointer as to my next move. I was going to write and quote a few pieces of the OFT and CCA.

    As a newbie at this, I mainly help with the mental health cases and that is covered very well, I just need a bit of advice from more seasoned beagles.

    Thank you
    Tags: None

  • #2
    Re: Optima Legal

    Originally posted by stephen22 View Post
    I am after some advice regarding Optima legal. A client has an agreement with them and owes £22,265 on a car she bought. Since then she has lost her job, has one year old twins, another on the way and her partner has gone!!!!!!! . . . .

    As a newbie at this, I mainly help with the mental health cases and that is covered very well, I just need a bit of advice from more seasoned beagles.
    Can you clarify what you mean by "a client" It could be relevant if you are asking this site to provide you with *advice* which you will then pass on. Does your client have mental health issues which you say is your main interest?

    Comment


    • #3
      Re: Optima Legal

      My apologies, I did not word that very well,
      The lady is a family friend who knows I work assisting with mental health debt. I said I would help her with this matter.
      That will teach me to rush a post
      The upshot is she is very anxious and got no where with the CAB.

      Comment


      • #4
        Re: Optima Legal

        Originally posted by stephen22 View Post
        My apologies, I did not word that very well,
        The lady is a family friend who knows I work assisting with mental health debt. I said I would help her with this matter.
        That will teach me to rush a post
        The upshot is she is very anxious and got no where with the CAB.
        Not a problem. Why don't you get your family friend to post on here because in my experience it can be empowering to take control of financial problems.

        I've also posted on some of your other threads which refer to your clients not family friends. These people need help so maybe try to pursuade them to post their own isssues on here. It can only benefit them.

        Comment

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