Blemain Finance

[figaro123]

Re: Blemain Finance

wp i cant imagine we can teach you anything, but have you got the underwriting sheet and the application form you would have completed for the broker

[welshperson]

Re: Blemain Finance

As for teaching me anything then I still have a lot to learn, blemain are like a jigsaw puzzle, I may have more pieces than some but I am always looking for more to finish this puzzle.
As for the underwriting sheet, then no I don’t have it YET, I will get it under CPR disclosure rules.
As for the application form then that is a story on its own, I have the one I put in, and a second one with different incomes showing on it.
　
Question for suffering,
Are you still looking for information to prove sterling properties are linked to blemain group ?
　
wp

[figaro123]

Re: Blemain Finance

what is the time difference between the first and second application form

[jimmyq]

Re: Blemain Finance

hi guys im still having problems with these idiots wp how far have you got with your case?? ive got solicitors involved now stephensons llp who are looking at my case had a few eviction notices tried with the judge at a hearing who was'nt helpful at all instead gave me a court order to pay my monthly installments on time! 24% interest charges £26000 in renewal charges and £8500 admin fees its a joke ive been to ombusman,fsa all full of it going to try FLA now who regulates blemain see what they have to say aswell as let my solicitors have ago at them! just cant wait for the day to get these twats off my back!!

[FlamingParrot]

Re: Blemain Finance

Hi Jimmyq,

I think I remember you from another forum where you once posted asking for Plan B, you've come to the right place as she is here, :first: hopefully she will be able to work her magic and be of help.

[PlanB]

Re: Blemain Finance

Hi Jimmyq,

I think I remember you from another forum where you once posted asking for Plan B, you've come to the right place as she is here, :first: hopefully she will be able to work her magic and be of help.

Plan B is definitely here Jimmy and I never give up :cheer2:

Here's the link to your original thread on LB and we'll pick up from where we left off on there

http://www.legalbeagles.info/forums/...090#post318090

[welshperson]

Re: Blemain Finance

Hi jimmyq
Sorry to hear you haven’t got them sorted, my case is stayed until march, then I have a case management hearing and proceed from there.

Not worth complaining to the FLA about blemain, as the FLA is made up of members who pay the FLA , the FLA is there to protect its members and lobby the government on behalf of its members, I cant find any cases where the FLA has found a member to be doing anything wrong.
　
The solicitors you have are your best chance.

wp

[jumper999]

Re: Blemain Finance

Some info on the FLA.............this part particularly.................

7.3 The existing legislation along with the FLA Lending Code and the OFT Debt Collection Guidance set out standards which FLA members must abide by. These offer significant protection to consumers and regulate the way in which FLA members deal with consumers in financial difficulties.

[welshperson]

Re: Blemain Finance

This is how the FLA deal with members who pay no regard to the rules
I cant see where it says anything about altering agreements, paying back unfair charges, compensating consumers for unfair practices, or anything that would in fact help a consumer.
　
3.3 If members do not abide by the Code the Lending Code Group will suggest action that the FLA should take. This can include;
3.3.1 Visits;
3.3.2 Written warnings;
3.3.3 Requests for written explanations;
3.3.4 Meetings to discuss the non-compliance;
3.3.5 Expulsion from the FLA.
　
wp

[jumper999]

Re: Blemain Finance

http://www.consumerfocus.org.uk/asse...rgelending.pdf

In our view, there should be scope for a lender’s failure to comply with the guidance to be taken into account in any ensuing court proceedings, by limiting the lender’s ability to repossess the borrower’s home. This is particularly important if lending has been irresponsible but an ‘unfair relationship’ under s140A Consumer Credit Act 1974 has not been found (as an unfair relationship finding would give the court considerable scope to intervene in the contract). We would add that we consider irresponsible lending to be a strong basis for finding that an unfair relationship existed between the lender and borrower in any court proceedings.

[jumper999]

Re: Blemain Finance

http://www.legislation.gov.uk/ukpga/1974/39/section/25

(2B)For the purposes of subsection (2A)(e), the business practices which the OFT may consider to be deceitful or oppressive or otherwise unfair or improper include practices in the carrying on of a consumer credit business that appear to the OFT to involve irresponsible lending.]

[PlanB]

Re: Blemain Finance

Sorry to hear you haven’t got them sorted, my case is stayed until march, then I have a case management hearing and proceed from there.

Welshperson. What's happened in your Blemain case?

[welshperson]

Re: Blemain Finance

Hi PlanB

　
Case management conference middle of April
Wp

[Sparkie1723]

Re: Blemain Finance

Remember the Bentley V Blemain case..........Unfair Relationship......they did not like this one one bit

Sparkie

[welshperson]

Re: Blemain Finance

Thanks sparkie

Bently is from Bridgend and it just so happens that is exactly the same place I live.

WP