Will lowells or hamptons really sue me, or is it just a threat?

[hananbutt]

Re: Will lowells or hamptons really sue me, or is it just a threat?

What is the alleged debt for. Red are just another desk in Lowells Leeds threat centre. Lowells cannot send Baliffs in. Only a court can and even then Lowells would have to take you to court, win the case and you would have to default on the judgement of the court. There are lots of things to be done befor this even reaches a court

The debt is for three mobile thy send me a letter saying that next step will b taking me to county court n send bailiffs

[Mr $quandaŁot]

Re: Will lowells or hamptons really sue me, or is it just a threat?

Thanks a lot for your swift answer.

Having looked at the papers, its actually 180 and 240 if you include the early termination fee. Is that still to low?

Is there a possibility they send bailiffs?


And for the discount will they contact me and offer me the discount or do i have to ask them again?

and Finally why cant i speak to them on the phone, i'm not keen on sending letters.

Thanks

They can't just send bailiffs!

Sending bailiffs requires a court order. Debt collectors are not bailiffs. They have no more power than your neighbour's cat. All they can do is to ask you to pay, nothing more. You don't have to talk to them and you certainly don't have to let them in should they knock your door (very unlikely).

[hananbutt]

Re: Will lowells or hamptons really sue me, or is it just a threat?

They can't just send bailiffs!

Sending bailiffs requires a court order. Debt collectors are not bailiffs. They have no more power than your neighbour's cat. All they can do is to ask you to pay, nothing more. You don't have to talk to them and you certainly don't have to let them in should they knock your door (very unlikely).

Yes but I am worried about they sending me county court judgement

[ODC]

Re: Will lowells or hamptons really sue me, or is it just a threat?

They cannot get a county court judgement unless they send you a Court Summons

[hananbutt]

Re: Will lowells or hamptons really sue me, or is it just a threat?

Say if thy send me court summons whats the worst can happen and how long does this procedure can take thx

[FlamingParrot]

Re: Will lowells or hamptons really sue me, or is it just a threat?

Say if thy send me court summons whats the worst can happen

You get a CCJ. :juge:

and how long does this procedure can take thx

It depends on whether you defend the claim or do nothing, anything from 19 days (they can apply for default judgment if you don't acknowledge the claim within 14 days + 5 allowed for service to several months for a defended claim. :clock: :clock:

With regards to bailiffs, although in theory creditors can apply for a warrant of execution to enforce a CCJ, in reality this enforcement method is rarely used for debts such as yours, most bailiff threads you see here would relate to things like council tax or magistrates and parking fines. :thumb:

Have you got any grounds for disputing this debt?