Lowells and Shop Direct

[winner12]

Re: Lowells and Shop Direct

I agree totally DS and I find the office of faffing and twaddling (someone else's nick names i found quite funny) don't take any notice that's why scum like lowells get away with total abuse of the system.

[The Debt Star]

Re: Lowells and Shop Direct

Well, in light of what CB says, I would be minded to write asking Lowlifes for proof of the absolute assignment afterall. I guess the consensus is also not to pay them a brass farthing until they produce that and a CCA.

[winner12]

Re: Lowells and Shop Direct

Im going to sit and ponder my letter covering all points with this one and thanks for all your help Lowells as CB as said are complete a*** h**** and its time to sort it wish me luck and I may buy you a pint to go with that 5 course meal DS

[Curlyben]

Re: Lowells and Shop Direct

Just keep it simple and neutral.
After all there is no point in getting into an argument with an idiot, you will only loose.

Dear Lowlifes,
After reviewing our recent correspondence and those from Shop direct I would like to share one of their letters with you.
As you can see from the letter of BLAH, they have freely admitted that the agreement for this account cannot be found blah blah stinky blah.....

So what do you say to that then, PUNK...

Go on take your best shot, I DARE YOU !!!.

Your insincerely

My bottom

[Caspar]

Re: Lowells and Shop Direct

Why not just write asking them to clarify whether they have had an Absolute Assignment of this debt. You are happy for their reply to be one word, yes or no.

On their reply, you can then choose to whom you should complain.

[Curlyben]

Re: Lowells and Shop Direct

Casper, that's BIG terms you are using and what do you think they will say ??

I'll give you a clue and it isn't NO..

[The Debt Star]

Re: Lowells and Shop Direct

Purely for the record - came into force August 2010:

16.2

It is the responsibility of the assignee (the creditor acquiring the rights) to ensure that notice is given. However, he does not have to give notice himself, but can agree with the assignor (the creditor assigning the rights) that the assignor will give notice instead, depending on what is more sensible in the circumstances. It is important, however, that notice is given as soon as reasonably possible and in a way that is clearly understandable by the borrower.

That's a useful post Casp, Thanks. Hitherto I, too, had thought the OP had to notify the borrower of a legal assignment.

[Caspar]

Re: Lowells and Shop Direct

Casper, that's BIG terms you are using and what do you think they will say ??

I'll give you a clue and it isn't NO..

Which surely only strengthens ones case if they are then proven to have lied. It opens up a huge can of worms then - misleading practices, fraud, etc....

I am not daft enough to think an individual would get too far pursuing this line (though they should be able to), but it surely has to add a lot of weight to any resultant complaint.

[CleverClogs]

Re: Lowells and Shop Direct

what should I write no bad language please

A frank and forthright expression of disdain which avoids one using profane language may be achieved by suggesting to the Leeds Losers that, because they cannot provide a valid original or reconstructed copy of the CCA. your response is likely to resemble that of the celebrated retort in the (unreported) case of Arkell v Pressdram ----> link