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Problems with Graham White Solicitors.
I recently received a letter from a company called Graham White Solicitors.
The reasons for why and how I got this letter are trivial at best lol so i'll get right to the point.
The letter tells me:
"You were written to by our client Roxburghe (UK) Ltd on behalf of EXCEL PARKING SERVICES requesting the settlement of a PARKING CHARGE NOTICE. Due to the absence of payment, or a vaild appeal, our client has instructed us to proceed to legal action to recover the amount due.
Therefore, it is a legal requirement to send a notice of INTENDED LITIGATION before legal proceedings are issued in the county court. This letter fulfils this requirement"
It then goes on to list the costs associated with going to court and gives the usual threats about having my credit rating screwed up because it will have a black mark against it etc.
The first thing I did was to phone the company to offer to make payment. I explained to them that I already have an IVA and the money they are demanding I simply cant pull out of the air, and I offered a trivial payment of £5 a month, because in my current situation I really cant afford a lot more than that. They refused and said they will only take the payment in 3 installments. This is also too much for me, and they are refusing to budge on the matter.
They said they would like to see one of my bank statements and a copy of my IVA as proof of my incomings and outgoings.
This strikes me as a little odd because I really don't see why I should have to provide them with anything. I understood that as long as i'm not actively refusing to pay them anything that they would have to take my offer.
Do you guys have any ideas or suggestions as to what I can do next?
Any help would be greatly appreciated.
Thanks in advance
The reasons for why and how I got this letter are trivial at best lol so i'll get right to the point.
The letter tells me:
"You were written to by our client Roxburghe (UK) Ltd on behalf of EXCEL PARKING SERVICES requesting the settlement of a PARKING CHARGE NOTICE. Due to the absence of payment, or a vaild appeal, our client has instructed us to proceed to legal action to recover the amount due.
Therefore, it is a legal requirement to send a notice of INTENDED LITIGATION before legal proceedings are issued in the county court. This letter fulfils this requirement"
It then goes on to list the costs associated with going to court and gives the usual threats about having my credit rating screwed up because it will have a black mark against it etc.
The first thing I did was to phone the company to offer to make payment. I explained to them that I already have an IVA and the money they are demanding I simply cant pull out of the air, and I offered a trivial payment of £5 a month, because in my current situation I really cant afford a lot more than that. They refused and said they will only take the payment in 3 installments. This is also too much for me, and they are refusing to budge on the matter.
They said they would like to see one of my bank statements and a copy of my IVA as proof of my incomings and outgoings.
This strikes me as a little odd because I really don't see why I should have to provide them with anything. I understood that as long as i'm not actively refusing to pay them anything that they would have to take my offer.
Do you guys have any ideas or suggestions as to what I can do next?
Any help would be greatly appreciated.
Thanks in advance
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