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I am hopping mad and Very frustrated!
Tonight I arrived home to a letter from hmcs Notice of Service by the Bailiff!
Robinson Way & co Ltd vs Me. The threat is of a 14 day prison sentence and or an attachment of earnings I have 8 days to respond.
The story started over two years ago when I got into trouble with debt. I had a Sainsbury's credit card when they were throwing them at people like confetti and I foolishly got one. because of my dire straights, you know, eating was a luxury, I used the card for everything. I eventually came to a stop when I could not pay back even the smallest amount each month and went into default I did the usual head in the sand bit until I was taken to court. I offered £10 per month but my incomimgs showed I could not afford that so the judge made an order for £5 per month (nice understanding man).
I have been paying this amount non stop since October 2007 to Horrowich Farraly but it was Robinson Way who took me to court (can't understand that). I have been getting a payment receipt every month. My original bill was for about £1834.22. I now owe £1993.22 in November 2008 and June 2009 I have been charged £130 in court fees for attachment of earnings. And then the bailiff turned up.
Can someone answer my question, I have been paying non stop what the court has ordered me to pay but these companies seem to be able to go back to court and get these summary charges put on to my debt. The judge did not say in the order that the dca could conduct annual reviews and go back to court because the original order did not suit them (they did not want to accept the order).
So I have 8 days, I have just started a new job but I am damned if I am going to offer any more money to these people! My next email may be from prison if they have such things inside.
Any advice? I have had a sh...t year!
Tonight I arrived home to a letter from hmcs Notice of Service by the Bailiff!
Robinson Way & co Ltd vs Me. The threat is of a 14 day prison sentence and or an attachment of earnings I have 8 days to respond.
The story started over two years ago when I got into trouble with debt. I had a Sainsbury's credit card when they were throwing them at people like confetti and I foolishly got one. because of my dire straights, you know, eating was a luxury, I used the card for everything. I eventually came to a stop when I could not pay back even the smallest amount each month and went into default I did the usual head in the sand bit until I was taken to court. I offered £10 per month but my incomimgs showed I could not afford that so the judge made an order for £5 per month (nice understanding man).
I have been paying this amount non stop since October 2007 to Horrowich Farraly but it was Robinson Way who took me to court (can't understand that). I have been getting a payment receipt every month. My original bill was for about £1834.22. I now owe £1993.22 in November 2008 and June 2009 I have been charged £130 in court fees for attachment of earnings. And then the bailiff turned up.
Can someone answer my question, I have been paying non stop what the court has ordered me to pay but these companies seem to be able to go back to court and get these summary charges put on to my debt. The judge did not say in the order that the dca could conduct annual reviews and go back to court because the original order did not suit them (they did not want to accept the order).
So I have 8 days, I have just started a new job but I am damned if I am going to offer any more money to these people! My next email may be from prison if they have such things inside.
Any advice? I have had a sh...t year!
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