help unwarranted ccj

[velvetjacket]

In summer 2006 Whilst paying off a debt (Argos) with Moorecroft, I was contacted by fredricksons to say I would receive a CCJ if I didn't pay off the debt immediately. I was extremely upset and sat down at work with my boss to discuss it, she then called them on my behalf.
Whilst on speakerphone we were advised to pay within 2 weeks and that it didn't matter whether this was to them or Moorecroft. I chose to pay Fredrickson and did so in two instalments. I was advised that I should contact Moorecroft to inform them of this. I wrote immediately to them and was told that Frederickson International would deal with the court and I would definitely not receive a CCJ!
I have since found out that I have had a CCJ since 2006 and have been in turmoil - this is ruining my life. I have written to fredrickson and the court on two occasions and received nothing in return. My Boss is a witness to tho whole proceedings as she is the one who actually spoke to them. I have sent photocopies of my bank statements twice proving this was paid. It was only a couple of hundred pounds and my life is in ruins.
H E L P

[Amethyst]

Re: help unwarranted ccj

WHo is the CCJ from - Fredricksons or Moorcroft or Argos directly (ie who was the claimant) ?

I would send a Data Protection Act request to Fredricksons/Moorcroft/Argos asking for everything they hold.

I'd also telephone the court with the claim number or details from your credit file and ask for copies of the paperwork. I assume you are aware of the CCJ from checking your credit file?

You can also contact the Credit Reference Agencies and ask for a correction notice to be added to the account (ie CCJ settled) and you can have the CCJ marked as settled on the register by the court - I think you have to pay something like £35 to do this.

But first step is to gather all the information. Did you receive no paperwork at all at the time?