CCA unenforceable+I live in Taiwan!

[debtisbad]

Re: CCA unenforceable+I live in Taiwan!

To which I replied:

Dear Mr. Hancock

Thank you for your point of view.

Initially, before we I can take this forward, I have a question relating to your response.

I quote you as follows:

The Information Commissioner has notified us that the condition for processing below covers the sharing of account data with the credit reference agencies for the duration of a contract and six years beyond.

Please could you explain to me, in the context of my own particular case, which contract you are referring to?

Many thanks."

Obviously, since the original contract has not been retained, what can they be referring to?

It is quite obvious that Experian are in bed with the banks.

The system is corrupt and stinks.

Actually, by way of feedback, I report as follows. My accounts defaulted in 2005 and were registered as such with the CRAs such as Experian.

Today, I checked my references and note that, mysteriously, the default dates have all changed to August 2009! This must be my punishment for daring to write off the debts but also for daring to change my credit file.

Clearly, the banks and DCAs are in a very cosy bed with the CRAs.

Still, I am not worried as i don't want to borrow again!