Originally posted by Worrywort22
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Intrum have they proved the debt
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Hi I lodged the complaint and just had 2 letters from them. One saying they will look into it and i should allow up to 8 weeks and another saying that they are glad they resolved the complaint by talking to one of their chat people ( which i did not do ). So do i just now wait or do i send another letter ? All seems a bit strange the way they are playing this
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Originally posted by Worrywort22 View PostHi I lodged the complaint and just had 2 letters from them. One saying they will look into it and i should allow up to 8 weeks and another saying that they are glad they resolved the complaint by talking to one of their chat people ( which i did not do ). So do i just now wait or do i send another letter ? All seems a bit strange the way they are playing this
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So i have now received the SAR. Need to go through it properly as 180 odd pages. Also had another letter from them to say they are still investigating my complaint. However it is now coming up to 8 weeks from my initial complaint which they said they would try to issue their full and final response within. Just wondering what i do now ? Thanks you once again for any advice
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Originally posted by Worrywort22 View PostSo i have now received the SAR. Need to go through it properly as 180 odd pages. Also had another letter from them to say they are still investigating my complaint. However it is now coming up to 8 weeks from my initial complaint which they said they would try to issue their full and final response within. Just wondering what i do now ? Thanks you once again for any advice
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Ok so after digging through all the pages there is no transcript of any chat only an apology that the letter was sent in error. They do not uphold my complaint as although paperwork is sent manually there is no proof it was not sent. There is also a load of pages printed from the internet to do with application forms and credit agreements and terms and conditions. So I am not sure what the next step is now. I received another letter as well offering a full and final settlement knocking 65% off. I wish i could do this but can\t raise the funds. Thanking you so far for your advise
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Originally posted by Worrywort22 View PostOk so after digging through all the pages there is no transcript of any chat only an apology that the letter was sent in error. They do not uphold my complaint as although paperwork is sent manually there is no proof it was not sent. There is also a load of pages printed from the internet to do with application forms and credit agreements and terms and conditions. So I am not sure what the next step is now. I received another letter as well offering a full and final settlement knocking 65% off. I wish i could do this but can\t raise the funds. Thanking you so far for your advise
b) It sounds very much like they don't have the agreement etc. They've sent a load of 'rubbish' which doesn't stack up. The 'offer' confirms their desperation. They haven't complied with your CCA Request, so you can consider sending the following, send it, make sure you get Proof of Postage.
Creditor's name and address:
Account/Agreement No:
Your name and address:
No response received
Dear Sirs
I wrote to you on (date) to request a copy of my agreement under Section 77-79 of the Consumer Credit Act (CCA) 1974 and a statement of account. I enclosed the £1.00 fee and the letter was delivered and signed for on (date).
The Act allows 12 working days for this request to be fulfilled, the 12 days ended on (date) and I haven't received the information requested.
Please can you send this information to me as soon as possible. The Act states that the debt is now unenforceable until I receive these documents.
Yours faithfully
(Print name)
c) see what they do next.
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