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Being Chased by Cap Quest for Business debt

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  • #1

    Being Chased by Cap Quest for Business debt

    Hi, I was being chased by Welsh Water for an outstanding account at a previous business address. The amount was originally disputed as it did not tally with amounts previously paid over similar periods of time. (I think it may have been estimated) However, the debt was then transferred to Cap Quest and I agreed to pay them so much per month by DD from my personal account. I am no-longer able to maintain this due to current financial circumstances. Cap Quest are now telephoning many times on a daily basis to get me to pay. Can I ask Cap Quest to prove this debt in any way and what choices are available to me to take this forward satisfactorily. The debt is for approximately £1800. Does anybody have any suggestions on what I should do here? Thanks. Piesky
  • #2
    Re: Being Chased by Cap Quest for Business debt

    Hiya

    Well for starters if the account was in dispute Welsh Water shouldn't have passed it over to capquest until the dispute was resolved.

    Was the bill for supply to your business address and should it have been a business debt - sounds like you have taken it on your own shoulders...but i don't know the circumstances of the business.

    Yes you can ask capquest to prove they have the right to collect the debt, I would also pick up on the dispute with welsh water too if it wasn't resolved and get the debt sent back to them by capquest until it is.

    You can also send capquest the telephone harrasment letter such as Legal Beagles
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    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

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    • #3
      Re: Being Chased by Cap Quest for Business debt

      The business was sole propriotor and therefore I'm responsible for any debts. Is there a template letter available that I can use asking a creditor to PROVE the debt. I will send them a non harrasment letter aswell. Thanks

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      • #4
        Re: Being Chased by Cap Quest for Business debt

        Have a read of Curly's thread, he has lots of letters for this type of thing http://legalbeagles.info/forums/showthread.php?t=8053

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        • #5
          Re: Being Chased by Cap Quest for Business debt

          Thanks Amy, I'll check that out now.

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