Tweet
Re: CAPQUEST
I had a run in with CAPQUEST a few years ago, supposedly thay told me that they were sold the debt from Halifax.
When I sent then a CCA they supplied only copy bank statements, their statements went back to 18 years more years than I had already had, which pleased me as their were loads of charges ( hence my current claim). But they could not to my satisfaction supply me with the proof of the deed of assignment to prove that they were entitled to claim the debt. They kept on writing and phoning and were complete pests. After many letters from them, they send 2 or 3 letters at a time all coming in separate envelopes and phonecalls......But I was very firm and told them that they had not fulfilled the CCA request etc....
They eventually gave up the ghost and handed the debt back to the halifax and sent me a letter confirming. It is apparent that did not actually own the debt or otherwise they would have been very eager to fight me all the way to get their money. It became very clear that if they had had the proof which I required they would have supplied it as soon as I asked for it.
Whatever you do, do not let them intimidate you and stand your ground. The CCA is the way forward.
Good luck
xxx
I had a run in with CAPQUEST a few years ago, supposedly thay told me that they were sold the debt from Halifax.
When I sent then a CCA they supplied only copy bank statements, their statements went back to 18 years more years than I had already had, which pleased me as their were loads of charges ( hence my current claim). But they could not to my satisfaction supply me with the proof of the deed of assignment to prove that they were entitled to claim the debt. They kept on writing and phoning and were complete pests. After many letters from them, they send 2 or 3 letters at a time all coming in separate envelopes and phonecalls......But I was very firm and told them that they had not fulfilled the CCA request etc....
They eventually gave up the ghost and handed the debt back to the halifax and sent me a letter confirming. It is apparent that did not actually own the debt or otherwise they would have been very eager to fight me all the way to get their money. It became very clear that if they had had the proof which I required they would have supplied it as soon as I asked for it.
Whatever you do, do not let them intimidate you and stand your ground. The CCA is the way forward.
Good luck
xxx
Comment