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Fendy & Fendys Hubby -v- Capital One Visa

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  • #1

    Fendy & Fendys Hubby -v- Capital One Visa

    At the stage where sent Prelim on each account. They have not even acknowledgemed my prelim, but have sent offer on hubbys account of £378. Total claim on hubbys is £1030, charges alone, nothing else, so obviously sent nice letter back saying nada, and action in court unless you come back in two weeks with offer of full charges. That expires this coming Friday so if nothing, then court claim being failed.

    Mine, they have sent nothing. Ignored me completely so sent LBA also nearly two weeks ago. Still nothing. Mines for £1025 charges alone, nothing else. Everything been sent recorded delivery so proof of postage and receipt on each and every letter so far............ but again, if no offer by Friday, then off to court, skipping and singing all the way, Lol xxxx:o
    Natwest Round 1 - Won £16,080 after 6 month battle :roll:
    Abbey Round 1 - Won £5,580 after 5 month battle :okay:
    Capital 1 Credit Card - Won £1230 in 2 months
    Capital 1 Cred Card for Hubby - Won £1560 in 2 months :kiss:
    Abbey MBNA Credit Card - Won £2210 in 3 months
    Halifax Credit Card - Won £1680 in 2 months

    THE WAY FORWARD ON THESE CLAIMS, IS TO STAY POSITIVE, FOCUSED AND PATIENT, AND ALWAYS, ALWAYS BELIEVE ITS WORTH THE EFFORT, BECAUSE IT TRULY IS. WHY CHOOSE THE PATH OF LEAST RESISTANCE WHEN THERES NOTHING TO LEARN FROM THAT. THINK OF CLAIMING AS A PERSONAL CHALLENGE AND GIVE IT YOUR ALL.

    Now Gunning for
    Natwest round 2
    Abbey Round 2
    Yorkshire Bank round 1
    A further £6000 to come back from above 3 when I win.:roll:
  • #2
    hi fendy hope u are applying CI to these claims at their apr rate?

    Comment

    • #3
      I have applied contractual interest to both in my prelim and LBA's but have also said that if they settle now prior to court claim, that I would be prepared to drop the contractual, but only for early settlement, no other way. Lol xxx
      Natwest Round 1 - Won £16,080 after 6 month battle :roll:
      Abbey Round 1 - Won £5,580 after 5 month battle :okay:
      Capital 1 Credit Card - Won £1230 in 2 months
      Capital 1 Cred Card for Hubby - Won £1560 in 2 months :kiss:
      Abbey MBNA Credit Card - Won £2210 in 3 months
      Halifax Credit Card - Won £1680 in 2 months

      THE WAY FORWARD ON THESE CLAIMS, IS TO STAY POSITIVE, FOCUSED AND PATIENT, AND ALWAYS, ALWAYS BELIEVE ITS WORTH THE EFFORT, BECAUSE IT TRULY IS. WHY CHOOSE THE PATH OF LEAST RESISTANCE WHEN THERES NOTHING TO LEARN FROM THAT. THINK OF CLAIMING AS A PERSONAL CHALLENGE AND GIVE IT YOUR ALL.

      Now Gunning for
      Natwest round 2
      Abbey Round 2
      Yorkshire Bank round 1
      A further £6000 to come back from above 3 when I win.:roll:

      Comment

      • #4
        good good....hold out for the CI as they will pay up eventually. they did on mine

        Xena

        Comment

        • #5
          Um, but at what point, will I have to file at court, spend more money, then do even more paperwork, etc. etc. etc. lol lol. I know I know, Im just so fed up of the whole thing, it drags on and on and one. Lol xxx
          Natwest Round 1 - Won £16,080 after 6 month battle :roll:
          Abbey Round 1 - Won £5,580 after 5 month battle :okay:
          Capital 1 Credit Card - Won £1230 in 2 months
          Capital 1 Cred Card for Hubby - Won £1560 in 2 months :kiss:
          Abbey MBNA Credit Card - Won £2210 in 3 months
          Halifax Credit Card - Won £1680 in 2 months

          THE WAY FORWARD ON THESE CLAIMS, IS TO STAY POSITIVE, FOCUSED AND PATIENT, AND ALWAYS, ALWAYS BELIEVE ITS WORTH THE EFFORT, BECAUSE IT TRULY IS. WHY CHOOSE THE PATH OF LEAST RESISTANCE WHEN THERES NOTHING TO LEARN FROM THAT. THINK OF CLAIMING AS A PERSONAL CHALLENGE AND GIVE IT YOUR ALL.

          Now Gunning for
          Natwest round 2
          Abbey Round 2
          Yorkshire Bank round 1
          A further £6000 to come back from above 3 when I win.:roll:

          Comment

          • #6
            Shut up moaning woman and do as yer told. You know it makes sense

            Comment

            • #7
              Originally posted by Fendyweather View Post
              Um, but at what point, will I have to file at court, spend more money, then do even more paperwork, etc. etc. etc. lol lol. I know I know, Im just so fed up of the whole thing, it drags on and on and one. Lol xxx
              well its your money at the end of the day if u want to be refunded less without filing a claim then thats up to you.

              thats precisely what they want is for u to give up at the early stages and settle for a lot less.

              up to u fendy .


              Xena

              Comment

              • #8
                Xena youre right, I know you are. I offered to knock the contractual off in LBA purely for speedy settlement and in case it gets before a judge, so he can see I was reasonable and offered to drop right at LBA stage. Im just not having a good day today. YOU ARE ABSOLUTELY RIGHT AND I WILL BE PURSUING THE CONTRACTUAL IF I FILE AT COURT. Soz, just a wimpish moment there. Better day tomoz I think.
                Natwest Round 1 - Won £16,080 after 6 month battle :roll:
                Abbey Round 1 - Won £5,580 after 5 month battle :okay:
                Capital 1 Credit Card - Won £1230 in 2 months
                Capital 1 Cred Card for Hubby - Won £1560 in 2 months :kiss:
                Abbey MBNA Credit Card - Won £2210 in 3 months
                Halifax Credit Card - Won £1680 in 2 months

                THE WAY FORWARD ON THESE CLAIMS, IS TO STAY POSITIVE, FOCUSED AND PATIENT, AND ALWAYS, ALWAYS BELIEVE ITS WORTH THE EFFORT, BECAUSE IT TRULY IS. WHY CHOOSE THE PATH OF LEAST RESISTANCE WHEN THERES NOTHING TO LEARN FROM THAT. THINK OF CLAIMING AS A PERSONAL CHALLENGE AND GIVE IT YOUR ALL.

                Now Gunning for
                Natwest round 2
                Abbey Round 2
                Yorkshire Bank round 1
                A further £6000 to come back from above 3 when I win.:roll:

                Comment

                • #9
                  lol np......hope the phone rings today for u if not u phone them ok.

                  Xena

                  Comment

                  • #10
                    I got back too late to phone Cobblers with Nutwest claim, so ringing them tomorrow. Dont wanna sound desperate, but I sooooooooo dont wanna do the disclosure thingy. xxxxxx I will of course, but just cannot be bothered, but I know I will have to be if they dont wanna pay meeee spondoolies back, Lol xxx NVM, probs feel better tomoz, just got a lot on my plate at the mo. Not moaning though, lovely holiday to look forward to in 4 and a half weeks time, Yaaaaaaaaaaaaay. xxx
                    Natwest Round 1 - Won £16,080 after 6 month battle :roll:
                    Abbey Round 1 - Won £5,580 after 5 month battle :okay:
                    Capital 1 Credit Card - Won £1230 in 2 months
                    Capital 1 Cred Card for Hubby - Won £1560 in 2 months :kiss:
                    Abbey MBNA Credit Card - Won £2210 in 3 months
                    Halifax Credit Card - Won £1680 in 2 months

                    THE WAY FORWARD ON THESE CLAIMS, IS TO STAY POSITIVE, FOCUSED AND PATIENT, AND ALWAYS, ALWAYS BELIEVE ITS WORTH THE EFFORT, BECAUSE IT TRULY IS. WHY CHOOSE THE PATH OF LEAST RESISTANCE WHEN THERES NOTHING TO LEARN FROM THAT. THINK OF CLAIMING AS A PERSONAL CHALLENGE AND GIVE IT YOUR ALL.

                    Now Gunning for
                    Natwest round 2
                    Abbey Round 2
                    Yorkshire Bank round 1
                    A further £6000 to come back from above 3 when I win.:roll:

                    Comment

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