Nesta v Barclaycard (Visa and MC)

[Nestadren]

Re: Nesta v Barclaycard (Visa and MC) **SUCCESS!**

Hi all

Tools your letter worked brilliantly once they replied to it :reindeer:

Visa card - £960 refund of charges + £544.91 contractual interest
Mastercard - £816 refund of charges + 480.79 contractual interest

Both to be credited straight to my accounts, which is what I want as my aim was to reduce the debt. This reduces each card by about a third, woohoo!

You may notice a small difference in the visa figures as I reckoned it to be £40 more, 1 x £20 was an error on my part, and 1 x £20 was 1 month out of the 6 year time limit, so I can let those go I think.

Time to focus on the rest of the claims I'm working on...

Happy Christmas to you all and thanks for the support.

Nesta x
:11:

[Luminol]

Re: Nesta v Barclaycard (Visa and MC)

Congrats Nesta, Nice to hear some good news! :snowman3: Is that a Gnome Warlock I spy !

[Tools]

Re: Nesta v Barclaycard (Visa and MC)

Fantastic news Nesta, I am chuffed to bits for you.

I know that the money isn't actually in your hands for Christmas so doesn't help in that respect but... even so it is a nice feeling to know any debts you have are slowly disappearing.

Just assure me you wont spend on them again and end up in the same situation again.

I hope this is a good sign of things to come for you, now get cracking and get the rest sorted .

I hope this has added a little extra sparkle to your Christmas.

Jules

[TUTTSI]

Re: Nesta v Barclaycard (Visa and MC)

Shame Nesta that they did not pay you up within the 9 days.

Fantastic news, excellent and well done.

Tuttsi x:2w32gd1:

[WendyB]

Re: Nesta v Barclaycard (Visa and MC)

Great news x

[Roadrunner]

Re: Nesta v Barclaycard (Visa and MC)

Congrats Nesta, can I ask if once you sent the letter the account is in dispute until the matter is resolved?

Roadrunner

[Nestadren]

Re: Nesta v Barclaycard (Visa and MC)

Congrats Nesta, Nice to hear some good news! :snowman3: Is that a Gnome Warlock I spy !

close, a gnome mage (fire)... but I've been on the wow wagon and haven't played for about 10 months :santa_cheesy:
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Congrats Nesta, can I ask if once you sent the letter the account is in dispute until the matter is resolved?

Roadrunner

I'm not sure on that one Roadrunner, maybe one of our fearless mentors can answer :santa_wink:
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Fantastic news Nesta, I am chuffed to bits for you.

Just assure me you wont spend on them again and end up in the same situation again.



nope, all cut up and I ain't spending on them again, once the balance is zero they are being closed :2w32gd1:

Interestingly I read on MSE that they Crap1 and others now keep the cards active once you've cleared them in the hope of clawing back their refunds through charges and interest... sneaky...

Nesta xx