Where do i start?

[Roadrunner]

Hello all

I have just joined this forum this morning and have said hello in welcome section. I have read many posts on the forum and am confused as to where to start to deal with my credit card debts. can someone please explain the process / order - Do I request my CCAs from them first etc etc.

I have £18000 of debt on three cards: Barclaycard visa, Barclaycard master (opened originally with Morgan Stanley which then became Barclaycard) and A&L (MBNA).

With regard to my A&L credit card - who do I send any correspondence to: A&L or MBNA?

A list of what to do would be much appreciated as I am struggling to meet the monthly minimum payments

[Sapphire]

Re: Where do i start?

Hiya and welcome

Firstly take a good read of our guides they are a great source of information Advice and Guides - Legal Beagles

Also start a new thread for each card under the relevent forum, post up the details and help will be along presently.