Is my online Virgin MBNA CCA enforceable

[paulflint]

Hello

a copy of my agreement is here:
www.paulflint.co.uk/mbnacca.jpg
It was an online application.
The credit limit isn't stated, does this matter?
Details of how to cancel, it states details will be sent to me is this okay?
The interest rate appears to be the APR.

Do any of these make the CCA unenforceable or are there any other things that will?

thankyou in advance for your time and help.

I have read so many forums and I can't quite relate everything to my agreement.

[calamity jane]

Re: Is my online Virgin MBNA CCA enforceable

Welcome to Legal Beagles.

I'm afraid I'm not able to advise you myself on the enforceability of your Agreement, but someone who can will be along soon.

Meanwhile the following thread may give you an insight into some of the requirements.

Here


CJ

[paulflint]

Re: Is my online Virgin MBNA CCA enforceable

thanks for the reply
I have read through pages and pages of forums but am still unsure.
My main concerns are:

1. 'my right to cancel' the details for this are in a seperate box to the title.

2. I have read that the APR is NOT the actual interest rate charged.

3. I cannot see how the illustration they give calculates correctly with the apr and other interest rates given.

[Amethyst]

Re: Is my online Virgin MBNA CCA enforceable

It looks entirely enforceable to me.

The only concern I might have is the absence of terms referred to but they are clearly marked as linked to at the top of the page, and I don't know if they should have been in the actual original 'signed' agreement, some one else should know that better.