Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

If it was less than 6 years ago then you can send a Subject Access Request with £10 to Barclaycard.

[moon-shadow]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Hello to you tools, i came across your post to barclays, hope you don't mind but i have charges with B, sooooooooo, with your blessing i'll copy and paste your post and send it to them, will keep you updated,
many thanks
Moon-shadow

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

This, and any other letter is free to adapt to your own circumstances, no blessing required......................unless you would like to say 3 hail marys :tinysmile_twink_t2:

[moon-shadow]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Hello to you tools, i came across your post to barclays, hope you don't mind but i have charges with B, sooooooooo, with your blessing i'll copy and paste your post and send it to them, will keep you updated,
many thanks
Moon-shadow

Thanks again tools, my letter has been sent, and now I wait....................
Wonder how long!

keep you posted
moon-shadow

[Brian]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Im going through the motions with barc card for charges refund, now the sticking point:
I SAR'd them and only got records back to 2004 (account was closed in 2006). Barccard have stated in their filed defence that statute of limitations applies here (!) I've requested now TWICE for them to hand over ALL records and not just up to 6 years back, as I know that charges go way back 2004,3,2 etc. Anyway can I force their hand or do they genuinely only keep records 6 years back from now despite when the account was closed which sounds suspicious to me.

Bri

[TUTTSI]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

When Tools did his reclaim of charges he did not have his statements he just simply wrote asking for all the charges back and they did and refunded him on the 9th day.

In any event they will only refund 6 years so 2004 is correct.

Im going through the motions with barc card for charges refund, now the sticking point:
I SAR'd them and only got records back to 2004 (account was closed in 2006). Barccard have stated in their filed defence that statute of limitations applies here (!) I've requested now TWICE for them to hand over ALL records and not just up to 6 years back, as I know that charges go way back 2004,3,2 etc. Anyway can I force their hand or do they genuinely only keep records 6 years back from now despite when the account was closed which sounds suspicious to me.

Bri

[moon-shadow]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Hi there Brian,

I did exactly the same, I copied and pasted the letter Tools had sent, mine went on the 21-07-2010, and today I received a refund of £1035.25:whoo:, which included the interest, RESULt, just thought you might like to know

All the best and good luck

moon-shadow

[Amethyst]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

BRILL NEWS moon-shadow CONGRATS !! 10 days is pretty darn good, Tools will be chuffed

(well I had to somewhere!)

[enaid]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

That is brill news moon-shadow, a massive well done.
Enaid x

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Fantastic news moon-shadow, well done.

I hope this encourages anyone else reading who has credit card charges, whether they be Barclaycard or any other lender, to pursue a refund.

Hope to see you stay around the forums and spread the word to any of your friends in a similar position.

[TUTTSI]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Fantastic news Moon Shadow, a fabulous result as I expected.

Tuttsi

[Lowry123]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Just wanted to say Thanks for this wrote to Bcard on 25th July, 2010.. got a reply 30 July 2010 total refund 159.00 thanks so much for your help....
Yippee.. this site and people are amazing

[Amethyst]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

OMG have you finally beaten the 9 day record ? Someone will be gutted lol.

Well done xxx

[Tools]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Have just got in and Ame has given me your news Lowry, really pleased for you and thank you for letting everyone know. Have you actually received a refund yet or just a letter confirning they will refund you?

I really hope this helps you out and that it prevents you, and the others who have been successful reclaiming their charges from Barclaycard, incurring any further charges or hardship.

As for the site, it is all the members who contibute help and advise to the site that make it what it is.

[TUTTSI]

Re: Tools v Barclaycard ( Overlimit / Late Payment Charges ) **Refunded In 9 Days**

Lowry that is fantastic news, great stuff you certainly have broken Tools original record and that is just amazing.

My claim with Barclaycard was just over 3 years ago, it was just about to be heard in court before Barclay Card relented and paid out and that took many months of hard work and preparation of court docs.

Tuttsi x