Any advice anybody

**9mil** · 24th January 2009, 17:44:PM

Re: Any advice anybody

cheers Amy.

**Curlyben** · 24th January 2009, 18:27:PM

Re: Any advice anybody

The only time you really need to use recorded is when there are legal time limits for them to comply with, so CCA and SAR requests.

**9mil** · 5th February 2009, 10:38:AM

Re: Any advice anybody

Update

Sharklay card have offfered a repayment scheme of 0.5% of the balance for the next six months, with all intrest frozen. They have waived the intrest for the last four months as well.

**sam** · 5th February 2009, 11:24:AM

Re: Any advice anybody

9 mil sorry for butting in here but please be aware that barclays mark your file as an agreement. They probably didnt tell you this fact as they didn't me. It will have an advers affect on your credit rating and stays there, viewable, for 3 years. Just so you know.

**Paule** · 5th February 2009, 11:25:AM

Re: Any advice anybody

Originally posted by 9mil View Post

Update

Sharklay card have offfered a repayment scheme of 0.5% of the balance for the next six months, with all intrest frozen. They have waived the intrest for the last four months as well.

More Info here, not all what it seems
Barclaycard to freeze interest rates - Legal Beagles

**9mil** · 5th February 2009, 14:48:PM

Re: Any advice anybody

Originally posted by sam View Post

9 mil sorry for butting in here but please be aware that barclays mark your file as an agreement. They probably didnt tell you this fact as they didn't me. It will have an advers affect on your credit rating and stays there, viewable, for 3 years. Just so you know.

Hi Sam
Thank you for the information, it is just as well that I have not agreed to the offer as yet, will have to get something in writing re credit file as well. Will update in due course.

**sam** · 5th February 2009, 15:07:PM

Re: Any advice anybody

As they are "trying" (????) to help people they may not do it. Not all companys do. I know they did me and have said they "always do" but they never told me at the time.

**9mil** · 13th February 2009, 10:45:AM

Re: Any advice anybody

Update

Shark have advised they will not be recording adverse information, not even in agreement status. I am waiting for written confirmation before accepting the offer

**Curlyben** · 13th February 2009, 11:09:AM

Re: Any advice anybody

Well that's good news and will be even better once you have it in writing.

Any advice anybody

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