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Vanquis won't extend payment date - help!

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  • Vanquis won't extend payment date - help!

    Hi,
    I have about 3000 on a vanquis credit card. The repayments are high & I have unresolved fraud issues on card, that I told them about a few months ago.
    I asked in time before repayment date to have an extension by website form so I can send letters - they have an actual form. The form goes straight to 404!

    I then sent a message via the website in message field format. They are speaking with me but won't extend 14 days. I've always kept the account in good standing for 3 years.

    How do I proceed & get my deductions off the balance & pause the account? do I have to go through ombudsman?
    Tags: None

  • #2
    Is there a complaint in progress regarding the unresolved fraud issues ?

    Is the extension required because the payments are higher due to the fraud issue creating a larger balance owed and thus larger minimum payment?

    Have you informed them of the website fault/error ?
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

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    Comment


    • #3
      [QUOTE=verity540;n1425975]

      Yes to all of the above.

      Comment


      • #4
        Found a resolution.
        They won't reduce stupidly high 60% interest rate.
        So I launched a section 75 claim for £200 plus interest. Bit the bullet took a loan & paid £3000 off.

        Just have to be careful with this card, the interest kills me.

        Comment

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