shooter v LLoyds TSB Credit card

[shooter]

Well I'm now going after LLoyds Credit card for charges and PPI ( ppi claim details in the PPI Forum)

This is the letter I am intending sending

Lloyds TSB card Services
PO Box 13130
Brighton
BN1 4UZ

Dear Sir or Madam,

Re. Account number: *****************

I am writing to request that you repay all the default charges that have been applied to my account. I do not believe these charges reflect the true cost to Lloyds TSB Card Services of my making a late payment.

The charges total £610.45, being £324.00 late payment charges, and £286.45 Compound contractual interest on both at 19.94% P/A and increasing by £0.16 per day. I believe I have been unlawfully deprived of the money and therefore ask that you repay me the full amount. Please find a full schedule of the charges with this document.

I look forward for a full response to this letter within 14 days.

Yours faithfully,

Anyone got any comments?

[Amethyst]

Re: shooter v LLoyds TSB Credit card

mmmm well nope, seems fine to me and I don't see a lot of point making your prelim all waffly - good luck xxxxxxxx