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Hi, I've just looked at my credit report. I knew it was going to be awful but I also found a few entries that are mistakes (not my debt) and one that is a duplicate. There is a Santander bank account that was opened in 2007 and closed in 2010 - in that time there were lots of defaults marked (I'm probably not using the right terminology but hopefully you'll understand).
There is also a bank account entry for a bank account (doesn't say with whom) that I allegedly opened in 1998 with a balance of over £800! - then further up there is an entry for the same amount with Thames Credit HBOS that starts in 2008 with an opening balance of £634 - the entries are either D or US up until now.
I have a Lloyds TSB credit card debt of £6280 - which is shown as a default against LLoyds but then it is shown again as a default against Lowell. (this time for £6281 - I guess they round up)
I also have one phone but orange have 2 entries one started when I started the contract with them and the other started last year - It might be something about changing my tariff but is this ok to have duplicates? sorry if I'm asking questiosn that are answered elsewhere. Thanks for your help.
There is also a bank account entry for a bank account (doesn't say with whom) that I allegedly opened in 1998 with a balance of over £800! - then further up there is an entry for the same amount with Thames Credit HBOS that starts in 2008 with an opening balance of £634 - the entries are either D or US up until now.
I have a Lloyds TSB credit card debt of £6280 - which is shown as a default against LLoyds but then it is shown again as a default against Lowell. (this time for £6281 - I guess they round up)
I also have one phone but orange have 2 entries one started when I started the contract with them and the other started last year - It might be something about changing my tariff but is this ok to have duplicates? sorry if I'm asking questiosn that are answered elsewhere. Thanks for your help.
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