Noddle & ClearScore - free credit file access ?

[Amethyst]

A new credit file access site has been launched in the last few days - ClearScore - seemingly in direct competition with Noddle. Noddle is owned by CallCredit and although ClearScore is independent, it is 'partnered' by Equifax.

So any pro's / con's of each - or do you prefer to apply the old fashioned way by sending £2 to the 3 main CRA's ? or maybe use Equifax/Experian online services - or maybe Annual Credit Report ?

ClearScore's FCA registration isn't showing yet on the FCA register it's number is FRN 654446 - so keep an eye on that being confirmed.

It's widely touted as being the brainchild of Google man Dan Cobley, but he isn't a director. Two of the three Directors ( Clear Score Technology Ltd - Co.No. 09221862 ) have directorships of loan companies.

[nemesis45]

Re: Noddle & ClearScore - free credit file access ?

Just tried Clearscore it say's I don't have a credit file with it's partner or haven't got a current account with any of their recognised providers so they cannot provide any data.

Same address for years at least two accounts more than 15 years old???

Imo useless.

nem

[Debt Camel]

Re: Noddle & ClearScore - free credit file access ?

When you get your "score" it includes "your offers" - which is obviously how they intend to make money,

[winner12]

Re: Noddle & ClearScore - free credit file access ?

Hi
I found Noddle a real pain to set up with passwords etc so have never used it probably because of my old computer with dodgy keys so I send my £2 when I want to check my file
I did the online one a while ago when given bad advice from a financial advisor who tried to get me on DMP with her and had to ring to cancel what a pain