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Noddle

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  • #1

    Noddle

    A friend of mine would like to check their credit file and has been told that Noddle will allow you to obtain a report, free for life. My question is, does anyone know if this company is reputable please before she goes ahead?



    Edit: Link removed as it had 'Personal Loan recommendation' in the link
    Tags: None
  • #2
    Re: Noddle

    It's run by CallCredit, so totally legit.

    Noddle to offer free credit reports

    Noddle website to offer free credit report service | Money | The Guardian

    You only get the online report updated from Callcredit's database once per month, so it's not a "live" service.

    Still, I've found it to be very good considering it's free.
    • 3 likes

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    • #3
      Re: Noddle

      Thanks Nibbler, very much appreciated x
      • 1 thank

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      • #4
        Re: Noddle

        They are legit i use them myself along with the others CRA's. Though the report may not show all notices or financial accounts as not all creditors or DCA's bother with call credit and instead stick to experian etc.
        Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

        By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

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        The Governess; 6th March 2012 GRRRRRR
        • 2 likes

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        • #5
          Re: Noddle

          Hi Mrs J

          A 'Which' report - http://www.which.co.uk/news/2011/06/...eports-256484/
          CAVEAT LECTOR

          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb

          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.

          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick
          • 2 likes

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          • #6
            Re: Noddle

            Many thanks to you both xx
            • 2 likes

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            • #7
              Re: Noddle

              An extremely useful post, and something I'd never come across.

              A little caveat though, without going into details, it is not always a good idea for people to access their credit report.

              Comment

              • #8
                Re: Noddle

                Originally posted by labman View Post
                An extremely useful post, and something I'd never come across.

                A little caveat though, without going into details, it is not always a good idea for people to access their credit report.
                Can I ask why it might not be a good idea?

                Comment

                • #9
                  Re: Noddle

                  Updating address details on your credit report (which you have to do if you apply for the statutory report) if you have moved / changed name etc it could lead to nudging any previously quiet DCA's into bugging you again. I prefer to keep an eye on things though, it depends on your priorities, recently mine showed up my ex husband ran a bit of a debt up on an old joint account, so got that sorted pronto and getting the financial association fixed.

                  I don't know anything about this Noddle service. Is it still running?
                  #staysafestayhome

                  Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                  Received a Court Claim? Read >>>>> First Steps
                  • 1 thank

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                  • #10
                    Re: Noddle

                    Yep, still running. Still free if you avoid paying for the unnecessary extras.

                    https://www.noddle.co.uk
                    • 1 thank

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                    • #11
                      Re: Noddle

                      I've just signed up for it today but there is a question. A CCJ is showing but there is no name of creditor and I cant remeber who it is from where can I get these details?

                      Comment

                      • #12
                        Re: Noddle

                        Contact the court named against the judgement record. They are the only ones who can give you that info.

                        Comment

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