hi i have a old statue barred debt from over 6 years ago , i have checked my credit file and its clear and i have checked trust online and i have no ccj's , obviously there is no way that i am going to pay them off but i would like to try to find who holds them so i can put them to bed altogether so i dont get a ccj on them which can happen
statute barred debt
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Re: statute barred debt
Originally posted by abp32 View Posthi i have a old statue barred debt from over 6 years ago , i have checked my credit file and its clear and i have checked trust online and i have no ccj's , obviously there is no way that i am going to pay them off but i would like to try to find who holds them so i can put them to bed altogether so i dont get a ccj on them which can happen
Defaulted accounts are removed on the 6th anniversary of the default date paid or not, this does not automatically mean a debt is statute barred.
Any payment or acknowledgment in the relevant 6 year period resets the 6 year clock.
It will be difficult now to track down the owners of these debts.
If any company does attempt to pursue these debts then you just inform them in writing that the debt is statute barred.
If any company issues a claim statute barred on or before the date of issue statute barred is a complete defence.
nem
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