M&S store card turned credit card - what next?

[pt2537]

Re: M&S store card turned credit card - what next?

PT's probably waiting until their cheque clears for his costs first :grin:

lol good thought, but not the right one sadly

[MIKE770]

Re: M&S store card turned credit card - what next?

PT's probably waiting until their cheque clears for his costs first :grin:

Nice one!

[PlanB]

Re: M&S store card turned credit card - what next?

All good, i will be doing a number of updates on our website, and the full details will be there for all to see,im just holding off posting their name for the minute

PT's probably waiting until their cheque clears for his costs first :grin:

[pt2537]

Re: M&S store card turned credit card - what next?

Mike I am fully aware who PT is and he is aware who I am. I trust he will take my comment in the manner in which it was intended even though it is alleged that people in his profession have no sense of humour (not by me I hasten to add)

I am sure if he was able he would have given more details

Hahahaha Hello Jon,

All good, i will be doing a number of updates on our website, and the full details will be there for all to see,im just holding off posting their name for the minute

[jon1965]

Re: M&S store card turned credit card - what next?

Mike I am fully aware who PT is and he is aware who I am. I trust he will take my comment in the manner in which it was intended even though it is alleged that people in his profession have no sense of humour (not by me I hasten to add)

I am sure if he was able he would have given more details

[FlamingParrot]

Re: M&S store card turned credit card - what next?

Don't you just hate people who will not give you a straight answer:tape2:

I am sure you have a good reason why you can not

It's common for agreements to involve a clause whereby you are bound not to make 'disparaging remarks' about a company or individual. I had one such agreement on an employment matter, although it was just for five years - this was in 2004 so I'm free to make any remarks I want now. :grin:

PT would also be bound by client confidentiality and/or DPA issues.

[MIKE770]

Re: M&S store card turned credit card - what next?

Don't you just hate people who will not give you a straight answer:tape2:

I am sure you have a good reason why you can not

Jon - pt has ethics to keep to, as a lot of cases are dealt with on client confidentiality built in, and as such representatives of clients are bound by etiquette. PT is such a person.

[jon1965]

Re: M&S store card turned credit card - what next?

Don't you just hate people who will not give you a straight answer:tape2:

I am sure you have a good reason why you can not

[pt2537]

Re: M&S store card turned credit card - what next?

Was it not Arrow Global who have been reported on more than one occasion to refer cases back to themselves just before hearing? as reported in forums.

i cannot comment on the identity.

You are of course all free to guess, and i will neither confirm or deny the name

[MIKE770]

Re: M&S store card turned credit card - what next?

Was it not Arrow Global who have been reported on more than one occasion to refer cases back to themselves just before hearing? as reported in forums.

[PlanB]

Re: M&S store card turned credit card - what next?

In fact, its worth noting that in the case i had go to trial yesterday which was a small claims case, the judge awarded costs based on the claimants unreasonable conduct, he said they had known the issues for months yet chose to ignore them and carry on regardless.

I read that in your Blog and was pleasantly surprised to learn of a DJ punishing a Claimant in the small claims court and wasn't aware that they had the discretion to do that:

http://paulatwatsonssolicitors.wordp...bt-purchasers/

But you stubbornly refused to name the errant creditor, so at least give me a clue. Is it *A* as in Robin Hood :wink: or *M* as in Libor rigging by the OC of the debt

[FlamingParrot]

Re: M&S store card turned credit card - what next?

Cocked up today as accidentally got some money refunded on the alleged card from a third party. Would this acknowledge the alleged debt? If so I've just lost nearly nine months but luckily not more than that.

Started a new thread as soon as I got your email --> http://www.legalbeagles.info/forums/...t-the-SB-clock

[jon1965]

Re: M&S store card turned credit card - what next?

In the great scheme of things would it really matter as this is UE anyway.

I know it's a pain but only another nine months

[Mr $quandaŁot]

Re: M&S store card turned credit card - what next?

Cocked up today as accidentally got some money refunded on the alleged card from a third party. Would this acknowledge the alleged debt? If so I've just lost nearly nine months but luckily not more than that.

[pt2537]

Re: M&S store card turned credit card - what next?

Letter received from Rockwell today.

"We have been instructed by Marks & Spencer Financial Services Plc to contact you regarding the above account which remains unpaid.

Your debt is now overdue and must be paid in full to this office within the next ten days otherwise we will take immediate action. See overleaf for ways to pay.

If you are unable to pay the debt in full within the timescale specified you must call us on the above phone number immediately to discuss other possible options. You will be asked to provide a full statement of your income and expenditure in order to validate any instalment/temporary arrangement.

CALL US - WE ARE HERE TO HELP YOU RESOLVE THIS PROBLEM."

Not as threatening as it could be. Resolve this problem - well it's clearly not my problem but do they know it?

What should I reply or should I just file the letter and wait and see what there 'immediate action' is?

I would reply, but thats just me. I do like a chain of letters so that if you do get before a judge then you can say look i wrote to these dickheads here, and here, and here, and here and yet they still sued me, even though i made the issues clear.

In fact, its worth noting that in the case i had go to trial yesterday which was a small claims case, the judge awarded costs based on the claimants unreasonable conduct, he said they had known the issues for months yet chose to ignore them and carry on regardless.

Id write back telling them why the debt is in dispute