HSBC DG Solicitors

[teaboy2]

Re: HSBC DG Solicitors

Hi Barton

Yes definitely keep us up to date on this.

[Gorang]

Re: HSBC DG Solicitors

Thanks Barton

Keep us updated

[Barton99]

Re: HSBC DG Solicitors

Gordon

Just one last thing to make sure I have done this right I sent all documents to the court

I sent all documents except N244 and Unless order to DG Solicitors Is this correct?

[Gorang]

Re: HSBC DG Solicitors

I sent all documents except N244 and Unless order to DG Solicitors Is this correct?

I think you need to send the exact same to DG (if you send them anything at all)as you sent to the court which would include N244 and Unless order, as I suspect DG could maybe claim you are trying to misslead/not inform/ etc

BUT

I am unsure if you need to send anything to DG as this is an application to the court you are making

Could someone clarify this for Barton please as I am totaly unsure of this

[Dougal16T]

Re: HSBC DG Solicitors

Morning all,

In my humble opnion, it is vital to send the Solicitors EXACTLY the same documents that are sent to the Court.

That way no-one can argue that they have not received the information.

Best wishes everyone,

Dougal

ps: It is said that a Tidal wave starts with a tiny ripple on the surface.......

[teaboy2]

Re: HSBC DG Solicitors

Yes send a copie of the documents to both the court and the solicitors.

P.s. would love to have been in the solicitors office just to see their jaws drop when they read the documents lol.

[Gorang]

Re: HSBC DG Solicitors

Thanks Guys

P.s. would love to have been in the solicitors office just to see their jaws drop when they read the documents lol.

That makes 2 of us then

Can just imagine the starting convo

"WTF"

PMSL

[teaboy2]

Re: HSBC DG Solicitors

Thanks Guys


That makes 2 of us then

Can just imagine the starting convo

"WTF"

PMSL

lol yeah and i bet that same sentence would end with OHH F**K lol

[Gorang]

Re: HSBC DG Solicitors

PMSL Yeah I think youd be right LOL

[CleverClogs]

Re: HSBC DG Solicitors

Amended Defence and N244 ready to be checked

Barton you could start putting all of your attachments together, and if there are any that you can't find then please just shout

I would suggest that paragraph 7 be changed, as it seems not to make complete sense. Rather than just stating:

The Defendant avers that the Consumer Credit Act 1974 60(1)(b) (attachment xx) clearly states
(b) the amount and rate of the total charge for credit (in the case of a consumer credit agreement),

... it would be better to state:

The Defendant avers that the Consumer Credit Act 1974 60(1)(b) (attachment xx) clearly states

The Secretary of State shall make regulations as to the form and content of documents embodying regulated agreements, and the regulations shall contain such provisions as appear to him appropriate with a view to ensuring that the debtor or hirer is made aware of—

(a)the rights and duties conferred or imposed on him by the agreement,
(b)the amount and rate of the total charge for credit (in the case of a consumer credit agreement),

... and then to aver that the claimant had not complied with those regulations in the case of a running credit account, where the credit limit must be stated by the creditor.

Paragraph 8 contains a minor typo:

As the claimants' counsel is in fact a solicitor the defendant believes the claimants' counsel is clearly trying to mislead the defendant into thinking that the amount of credit is not applicable to running-account credit

That could be further amended to read:

As the claimants' counsel is in fact a solicitor the defendant believes the claimants' counsel is clearly trying to mislead the defendant into thinking that the amount of credit or the limit of credit is not applicable to running-account credit

Still, it's been sent now; it shouldn't make much difference and the point about the defective default notice is clear enough.

[CleverClogs]

Re: HSBC DG Solicitors

I am a bit of an interloper here (Dougal v HSBC refers), but DG are one of the biggest shower of shish kebabs (putting it politely!) I have ever known.

Should such shish kebabs be:

1. roasted
2. grilled
3. or just thrown away as unfit for any purpose?

[Barton99]

Re: HSBC DG Solicitors

Again thanks for your help.

The only document that I did not copy to the solicitor is the completed N244 and unless order.

Should I send it to them now or just let the court inform them?

[MIKE770]

Re: HSBC DG Solicitors

Again thanks for your help.

The only document that I did not copy to the solicitor is the completed N244 and unless order.

Should I send it to them now or just let the court inform them?

With Solicitors (D.G.) I would cover your tracks, send them a copy Recorded Delivery and copy signature receipt on Royal Mail Site, proof of posting is not proof of delivery.

[CleverClogs]

Re: HSBC DG Solicitors

I'd send it by Special Delivery - the tracking is better and there is no additional charge to obtain a certificate of delivery - link - which may be better evidence than a self-printed EPOD receipt - link.

[Dougal16T]

Re: HSBC DG Solicitors

With Solicitors (D.G.) I would cover your tracks, send them a copy Recorded Delivery and copy signature receipt on Royal Mail Site, proof of posting is not proof of delivery.

Evening all,

This is EXCELLENT ADVICE. Make sure you follow it!!

DG are more slippery than a snake in oil....and yes they should be roasted but only over a very HOT fire, and extremely slowly.......


Best wishes to all,

Dougal