• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • LegalBeagles® is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

    Please do not post your full name, reference numbers or any identifiable details on the forum.

Consumer Credit Act - link to Act 1974/2006

Collapse
Important !
X
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Consumer Credit Act - link to Act 1974/2006

    Consumer Credit Act 1974
    http://www.legislation.gov.uk/ukpga/1974/39/contents

    Consumer Credit Act 2006
    http://www.legislation.gov.uk/ukpga/2006/14/contents
    Last edited by Amethyst; 19th September 2013, 10:58:AM.
    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

  • #2
    Re: Consumer Credit Act 1974 - and 2006 amendments - s010 SI's(in force feb '11)

    The Consumer Credit (Total Charge for Credit) Regulations 2010 No. 1011 (Feb 2011)

    The Consumer Credit (Disclosure of Information) Regulations 2010 No. 1013 (Feb 2011)

    The Consumer Credit (EU Directive) Regulations 2010 No. 1010 (In Force: In accordance with reg.99 and reg.101 )
    99.—(1) Subject to paragraph (2) and regulation 101, these Regulations come into force on 1st February 2011.
    (2) The following provisions come into force on 30th April 2010—
    (a) regulation 19 (definition of certain overdraft agreements);
    (b) regulation 39 (definition of open-end);
    (c) regulation 41 (credit intermediaries) for the purposes of the definition of credit intermediary;
    (d) regulation 42 (definition of credit intermediary);
    (e) the regulations in this Part.
    Last edited by Amethyst; 10th April 2010, 16:28:PM.
    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

    Comment


    • #3
      Re: Consumer Credit Act 1974 - and 2006 amendments - s010 SI's(in force feb '11)

      Not sure if this is the right way to ask a question as it is my first time. My son is being chased for a loan he did not take out. The first we knew about is was when a letter arrived from a debt collection agency (Gothia) to say that he owed in excess of £1000 pounds for a loan he had allegedly taken out in December 2012 for £500. This is incorrect. I have asked for a copy of the signed credit agreement which they have sent me but has an electronic signature on it as it was allegedly done via the internet. Where do we stand on this and what can we do next. I have a crime number for this as I logged it with Action Fraud website.

      Comment

      View our Terms and Conditions

      LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

      If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


      If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

      Announcement

      Collapse

      MONEY & DEBT

      Help and support with all issues related to finances.
      See more
      See less

      Court Claim ?

      Guides and Letters



      Search and Compare fixed fee legal services and find a solicitor near you.

      Find a Law Firm


      Loading...
      Working...
      X