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Consumer Credit Act - link to Act 1974/2006

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  • Consumer Credit Act - link to Act 1974/2006

    Consumer Credit Act 1974
    http://www.legislation.gov.uk/ukpga/1974/39/contents

    Consumer Credit Act 2006
    http://www.legislation.gov.uk/ukpga/2006/14/contents
    Last edited by Amethyst; 19th September 2013, 10:58:AM.
    #staysafestayhome

    We may not win by protesting, but if we don't protest we will lose. If we stand up to them, there is always a chance we will win.
    Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

  • #2
    Re: Consumer Credit Act 1974 - and 2006 amendments - s010 SI's(in force feb '11)

    The Consumer Credit (Total Charge for Credit) Regulations 2010 No. 1011 (Feb 2011)

    The Consumer Credit (Disclosure of Information) Regulations 2010 No. 1013 (Feb 2011)

    The Consumer Credit (EU Directive) Regulations 2010 No. 1010 (In Force: In accordance with reg.99 and reg.101 )
    99.—(1) Subject to paragraph (2) and regulation 101, these Regulations come into force on 1st February 2011.
    (2) The following provisions come into force on 30th April 2010—
    (a) regulation 19 (definition of certain overdraft agreements);
    (b) regulation 39 (definition of open-end);
    (c) regulation 41 (credit intermediaries) for the purposes of the definition of credit intermediary;
    (d) regulation 42 (definition of credit intermediary);
    (e) the regulations in this Part.
    Last edited by Amethyst; 10th April 2010, 16:28:PM.
    #staysafestayhome

    We may not win by protesting, but if we don't protest we will lose. If we stand up to them, there is always a chance we will win.
    Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment


    • #3
      Re: Consumer Credit Act 1974 - and 2006 amendments - s010 SI's(in force feb '11)

      Not sure if this is the right way to ask a question as it is my first time. My son is being chased for a loan he did not take out. The first we knew about is was when a letter arrived from a debt collection agency (Gothia) to say that he owed in excess of 1000 pounds for a loan he had allegedly taken out in December 2012 for 500. This is incorrect. I have asked for a copy of the signed credit agreement which they have sent me but has an electronic signature on it as it was allegedly done via the internet. Where do we stand on this and what can we do next. I have a crime number for this as I logged it with Action Fraud website.

      Comment

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