Oporto V Yorkshire Bank SETTLED

**Nattie** · 19th June 2007, 17:36:PM

Welcome to the legal beagles site oporto, and i wish you luck on your quest for the charges back. I hope you will enjoy the site and ask as many questions when you need to.

**Fendyweather** · 19th June 2007, 20:41:PM

Yes welcome Oporto........... I havent started my Yorky bank claim yet, but am just awaiting SAR info, requested some 50 days ish ago, but deadline by their standards i.e. 40 days from date they cashed cheque is tomorrow. So Im hoping statements arrive and other info from them no later than thursday. I will be watching your thread, and no doubt taking some comfort from the process. All the best. Fendy xxxx

**iancognito** · 20th June 2007, 07:22:AM

We have a couple of very experienced YB claimants on here so you're in the right place, I believe they don't rush anything but stick with it and if you're stuck just yell!!!

**Oporto** · 20th June 2007, 11:12:AM

Many thanks everyone, i'ts reassureing to know that you're not alone in this venture. I have heard that YB are a tough nut to crack!Thanks again.

**Tools** · 21st June 2007, 03:11:AM

With you every step of the way friend. Say hello to Ashley for me next time she calls you

**PJ69** · 21st June 2007, 15:58:PM

You'll be fine Oporto, there are at least two here that I know of who have already cracked YB [and not just the once]. They are a dirty bunch to fight, but you've got plenty of help here if you need it. Just give us a yell.

PJ xx

**Oporto** · 22nd June 2007, 15:33:PM

Recieved a letter this morning from group collections"Leeds" demanding immediate payment of o/draft or it will be passed to banks solicitors for collection.We haven't an account with YB now we closed it last Dec' because of their irregular large charges.

**PJ69** · 23rd June 2007, 18:05:PM

Unless things have changed since I made my claims, there's not a lot that they can do while your account is in dispute. When I made my 2nd claim against them my account was still open, with an overdraft. They deemed fit to close my account [you haven't got this problem] and passed my o/d to Leeds collections. When they contacted me for payment, I just informed them that the account was in dispute and that I was reclaiming unfair charges. The Collections centre were quite understanding really and said that they wouldn't contact me again until it was resolved - once it was resolved they even knocked an extra 50 odd quid [no pound sign lol] off if I paid within 14 days!

They did put a default on my credit file, but there are ways to get out it removed - trust me

PJ

**Oporto** · 27th June 2007, 11:45:AM

Received a letter this morning from AQU Leeds Thanking me for my recent letter, Quote "As you will appreciate, I need to make investigations into the points you have raised. In the meantime,I will thank you for your patience in this matter and I will contact you as soon as my investigations are complete". Yours J. Leeman Admin' assist'. Well my patience ends on 3 July, and if I don't hear from them on that date I will send a LBA giving them a further 14 days. And if they don't make a positive response to the LBA it's off to York County Court with my N1.

**Amethyst** · 1st July 2007, 08:11:AM

Good luck with your claim Oporto, you have some good help here

Ame
xx

**Tools** · 1st July 2007, 13:14:PM

By the way you should have that letter I said I would write for you in you email by now.

Jules

**Oporto** · 1st July 2007, 19:36:PM

Sorry Tools, I've had no time to reply, I think you know why!it will be posted tomorrow. Thank You very much.

**Tools** · 2nd July 2007, 17:38:PM

No apologies needed I understand completely as I told you on the phone.

It is YOUR claim and you do it in YOUR time . I will help you as much as I can you know that .

Keep us posted and you know I`m here to help anytime.

Send your wife my best , thinking of you both.

Jules

**Oporto** · 7th July 2007, 09:46:AM

LBA posted this morning, 14 days and counting.Also preparing court bundle.

Oporto V Yorkshire Bank SETTLED