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Nat west business loan - cant find agreement

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  • #46
    Re: Nat west business loan - cant find agreement

    Originally posted by andy58 View Post
    See my earlier post
    If its the post reffering to LAW who do you adivse they see,I mean what type of solicitor in your opinion:beagle:

    Comment


    • #47
      Re: Nat west business loan - cant find agreement

      If you are still paying them they must have some info at least a statement of payments so why did they send no info and the tenner back?

      Comment


      • #48
        Re: Nat west business loan - cant find agreement

        Originally posted by wales01man View Post
        If you are still paying them they must have some info at least a statement of payments so why did they send no info and the tenner back?
        Mystery.

        Comment


        • #49
          Re: Nat west business loan - cant find agreement

          Originally posted by wales01man View Post
          If you are still paying them they must have some info at least a statement of payments so why did they send no info and the tenner back?
          Idk but I still have the cheque!

          Comment


          • #50
            Re: Nat west business loan - cant find agreement

            http://www.ico.org.uk/for_the_public...al_information
            #staysafestayhome

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Received a Court Claim? Read >>>>> First Steps

            Comment


            • #51
              Re: Nat west business loan - cant find agreement

              mmmmm, maybe post up a copy of your subject access request and their response (If you have them) or we'll help you in drafting a new SAR to start from the beginning again.
              #staysafestayhome

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Received a Court Claim? Read >>>>> First Steps

              Comment


              • #52
                Re: Nat west business loan - cant find agreement

                '' The business was a pub restaurant. ''

                And is this now your home, and the loan is secured on the property ?
                #staysafestayhome

                Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                Received a Court Claim? Read >>>>> First Steps

                Comment


                • #53
                  Re: Nat west business loan - cant find agreement

                  The mystery deepens?

                  Comment


                  • #54
                    Re: Nat west business loan - cant find agreement

                    Originally posted by Streetwise View Post
                    If its the post reffering to LAW who do you adivse they see,I mean what type of solicitor in your opinion:beagle:
                    I would avoid any until I knew what my complaint was, as it is currently the only issue seems to be is none compliance with information requests.

                    If this continues, the FOS or the ICO or both.

                    Comment


                    • #55
                      Re: Nat west business loan - cant find agreement

                      At the moment we read from the OP that Natwest replied to the SAR but had nothing on the OP that's the mystery?

                      Comment


                      • #56
                        Re: Nat west business loan - cant find agreement

                        Indeed, so we need to look at the original SAR request and response, or start over with a new SAR.

                        OP should continue with agreed payments.

                        Out of interest - do you hold any other products with Natwest/RBS ? ( current account/personal loan etc?)
                        #staysafestayhome

                        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                        Received a Court Claim? Read >>>>> First Steps

                        Comment


                        • #57
                          Re: Nat west business loan - cant find agreement

                          Originally posted by Jackien View Post
                          The bank replied saying they did not have the information that I requested. I thought the SARS covered what they had on me, the bank sent the cheque back! And told me they couldn't help me. I didn't push it at the time. I will now make a fresh request and see what it brings. Yes gone awry since 2009!! I often wonder if I hadn't called to resurrect payments after holiday when they would have been in touch. Would not have been a good situation though!
                          Loan taken out 2006,business stops trading 2007,payement holiday taken 2009.
                          When did you restart the payments.
                          When did you make your S.A.R. request what year.
                          What are you trying to achieve,what outcome are you hoping for.

                          Comment


                          • #58
                            Re: Nat west business loan - cant find agreement

                            Originally posted by Amethyst View Post
                            '' The business was a pub restaurant. ''

                            And is this now your home, and the loan is secured on the property ?
                            Yes and Yes

                            Comment


                            • #59
                              Re: Nat west business loan - cant find agreement

                              Originally posted by Amethyst View Post
                              Indeed, so we need to look at the original SAR request and response, or start over with a .

                              OP should continue with agreed payments.

                              Out of interest - do you hold any other products with Natwest/RBS ? ( current account/personal loan etc?)
                              Yes new SAR is the plan, and no dont hold any other accounts with the group. This thread has been very active I am thankful that so many show an interest, the support is phenomenal, thank you. I was in despair!!
                              As an aside I have been to the FSO who found the bank were wrong and ordered them to pay me £300. I did not accept this decision or the £50 cheque that the bank sent me last year, well I have it but havent cashed it.

                              Comment


                              • #60
                                Re: Nat west business loan - cant find agreement

                                Originally posted by Streetwise View Post
                                Loan taken out 2006,business stops trading 2007,payement holiday taken 2009.
                                When did you restart the payments.
                                When did you make your S.A.R. request what year.
                                What are you trying to achieve,what outcome are you hoping for.
                                Payments restarted March 2010
                                SAR request made 2010
                                Want the bank to take away threat of calling in loan and let it takes its course and run until its due date in 2021. They are saying the monthly payments that I make, which they told me to make will not cover the loan by 2021, hence me asking for the agreement etc amount due, how I get the account back on track, none of which they have answered. and as for the agreement with the interest rates etc which they cant provide, rewind 18 hours.

                                Comment

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