Bank customers face rival ATM ban

Re: Bank customers face rival ATM ban

Blatant discrimination against the section of society that least needs it.I can see an argument about making our money harder to get at to help us resist temptation, but it really doesn't hold water.

To the banks, it is not the customers' money but the banks' money.

[WendyB]

Re: Bank customers face rival ATM ban

Are we never satisfied? Seems to me we moan when we can't get at our money, then moan when we can because it allows us to go over our limits? Can't have it both ways, surely?
Maybe it's not discrimination at all, maybe it's just a step in the direction of encouraging people to look after their own finances and take a bit more responsibility themselves, instead of blaming it on everyone else. Surely we don't all need our hands holding and our noses wiping every step of the way?

I have accounts with Natwest and Lloyds. I get texts on a regular basis from Lloyds telling me I've only got £2.16 ( or some similar pathetic amount) left in my account. There is also the provision with Natwest to set text alerts when the account goes under a limit of my choosing. Both of these services are free. Most of the branches are open till 5 o'clock too, and on Saturday mornings. I don't find it difficult to get at my money and I work all day, every day, plus 2 or 3. nights.

And before you all jump on me, no I do not work for a bank and I am certainly no supporter of them either.

Although for some reason, I don't know why, I can't use my Natwest debit card to withdraw cash at the PO counter. It's hardly the end of the world though, as I can withdraw using it at the free Link machine within the same PO about 3 feet away from the counter.

And let's face it, these days there seems to be a Tesco springing up on every corner, and there's Asdas all over the place, which usually have Natwest cashpoints, add to that the fact that cashback is even available from the local corner shop, so unless you live in the middle of nowhere and absolutely never go anywhere, in which case you wouldn't need a lot of cash anyway, I really can't see what the problem is.

Maybe we should all petition for a personal cashpoint in our front gardens?

[pos]

Re: Bank customers face rival ATM ban

Arrogant, greedy banks do this because they can.

Successive Govt's have been in awe of the banking system. This, despite the financial S###storms that they have gifted us in recent years!

[Amethyst]

Re: Bank customers face rival ATM ban

mmmm the basic account is free and has less chance of burgering up and incurring charges which then pay for the account, so they are going to make it as easy as they can for you to burger up to incur charges....cynical me. I presume offering withdrawals through the link network etc carries a cost to the primary bank ?

Re: Bank customers face rival ATM ban

Blatant discrimination against the section of society that least needs it.I can see an argument about making our money harder to get at to help us resist temptation, but it really doesn't hold water.

[Amethyst]

Re: Bank customers face rival ATM ban

Lloyds basic account - the 'cash account' only allows withdrawals from Lloyds machines. And Lloyds can't use the PO or Tescos.

I think its good in terms of the Lloyds machines are right up to date with balance information (I havent used Link for a long while now so don't know if that has improved) - so no chance of withdrawing over limit.

Bad in terms of they do still give you a debit card - which obviously is still subject to shop floor limits and delays on processing - and if you can't get to the bank to get the cash out you end up using your debit card - which carries the extra risk of going over.

Although they do have a good sms service which is free, I get a text every morning with my balance and last few transactions so always know where I am at.

[Celestine]

Re: Bank customers face rival ATM ban

Disgusting prejudicial behaviour.