ditto v hsbc

[ditto]

Hey guys Just started preparing my letter to HSBC with a list of all the charges that I think should be included, thing is I'm not sure if they should all be included in the list. It seems that around 2004, HSBC had a different policy with fines, because I have a lot of CHARGE references on my statements of £10, £30. These are not the usual TOTAL CHARGES like the ones from the past year or so, so I'm just wondering, are they classed as 'unfair'? Probably a daft question, but just want to clarify. Cheers Jen

[biscuits]

The £30 ones are definitely unfair, does it say what the £10 ones were for?

[Paradox]

At a random guess, without any further information, could it be possible that the £10 charges are an account fee? I.E. Did you have any extra services, such as travel insurance, breakdown cover or the like thrown in with the account?

The £10 is usually around the norm for banks to charge for these so called "premium" accounts?

HTH

Matt

[Happyolddog]

Hi Ditto,

I have just finished a claim against HSBC, they paid out on the LBA. Not saying they will in your case, but hopefully they will. The £10 charges even though I included these in my claim were rejected, but they only totaled a small percentage of the amount claimed.
Here are all the relevent links you might need;
use the template letters in order. Stick to the timetable in there.
please take time to read the faq's
LINKS....
http://www.legal-beagles.co.uk/forum...ked-questions/
http://www.legal-beagles.co.uk/forum...brary-letters/
Banks contact addresses. http://www.legal-beagles.co.uk/forum...addresses.html

There is also live chat, visit if you need any quick advice.
http://www.legal-beagles.co.uk/forum.../flashchat.php

Good Luck,
Hod..Liam...

[ditto]

Thanks very much for the advicew folks. I think I'll include the £10 charges and see what they say. :-)