County court Judgment and bank charge reclaiming - help needed!!

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi WendyB, Thank you for your reply. The hearing is the end of November.

[Amy]

Re: County court Judgment and bank charge reclaiming - help needed!!

Ruby, if you need any help with your redetermination paperwork just let us know.

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi, Amy, thank you but what paperwork do I need to do? There was nothing sent from the court.

[WendyB]

Re: County court Judgment and bank charge reclaiming - help needed!!

BUMP please.

[Tools]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi Ruby, as Amy stated previously it would help if you could post up any paperwork/correspondence you have had so far.

Do you have a scanner? If so then scan in any documents and remember to omit your personal details. If you are unsure how to upload the scans into your posts feel free to email them to any member of the team using name@legalbeagles.info, where "name" is replaced by any of the teams username.

Without a clearer picture of what has happened so far it is difficult to advise you on what course of action to take.

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi Tools, i am afraid that I dont have a scanner ?

[Amy]

Re: County court Judgment and bank charge reclaiming - help needed!!

Ruby, see Jules' post above.

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi Amy, Sorry to sound so thick but do you mean Tools' post, I dont have a scanner so how can I post it on here?:cry:

[Tools]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi Tools, i am afraid that I dont have a scanner ?

OK Ruby no problems, in that case could you type up any letters/court papers that you may have.

And yes Tools aka Jules

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Hi Jules, I have emailed the paperwork that I have received from the court, could you perhaps put them on here for me. Many thanks

[Tools]

Re: County court Judgment and bank charge reclaiming - help needed!!

Scanned papers emailed to me by Ruby

Not very clear copies so may be better if you type out the actual wording Ruby.

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

Many thanks Tools. Here is the wording for the first one:

Judgment for Claimant (acceptance)
Claimant : Natwest

Name & address for claimant: Shoosmiths

To the Defendant: You have made an offer of payment which the claimant has accepted. It is therefore ordered that you must pay the claimant £6,630.67 for debt (and interest to date of judgment) and £345.00 costs.
You must pay the claimant £6,630.67 forthwith

after receiving this I wrote to the court pointing out that I was not in employment and had no savings as I had put in the court papers I had to fill in weeks ago.

A couple of weeks later I received the other letter:

Notice of Hearing

Take Notice that the Hearing will take place on 28 November
when you should attend
10 mins has been allowed for the Hearing
Please note: This case may be released to another Judge, possibly at a different court

enclosed was a copy of my letter and handwritten on it was " Request for redetermination"

Just a reminder that my hubby has also been persued for this debt and the judgment is that he pays £25 per month. I obvously filled in the original court paperwork but I am so worried about this I really would appreciate any help. Incidently I am in the process of reclaiming my bank charges which comes to just under £6,300 from Natwest.

[Amethyst]

Re: County court Judgment and bank charge reclaiming - help needed!!

Okay..request for redetermination is basically your chance to put to the court why you shouldn't or can;t pay the full judgement amount of £6k straight off, and ask them to determine monthly installment amounts. So you will need to submit to the court 7 days at least before hearing a full income/expenditure sheet and a witness statement outlining your reasons (don't worry we'll help you).

Lets sort out the facts first anyways.

Regarding your husbands part of the claim, is his judgement for half the amount (eg is the total 12k and you have £6k each?) do you have the judgement papers for his part ? Just need to clarify exactly what the situation is.

[ruby15]

Re: County court Judgment and bank charge reclaiming - help needed!!

The full amount is £6K in total. This is the wording on his judgment papers:

Judgment for claimant (acceptance)

Claimant: Natwest

Name & address for payment: Irwin Mitchell

To the Defendant
You have made an offer of payment which the claimant has accepted.
It is therefore ordered that you must pay the claimant £6,283.29 for debt (and interest to date of judgment) and £340.00 costs.

You must pay the claimant a total of £6,623.29 by instalments of £25 per month

He has been paying this on time for the last three months.

[WendyB]

Re: County court Judgment and bank charge reclaiming - help needed!!

So if they've accepted a payment of 25 per month for the total amount off your OH, how can they ask you to pay the whole amount as well? Doesn't seem right to me. You may have to bring this up at the redetrmination hearing, but I'm not sure.....Ame or CB will help you with that better than I can