Flangies V Abbey

[Flangies]

Hellp
I was on another site as well as this one for some time last year; right up until it was time to file in court; then to find they were all being stayed; so I stopped my claim! I suppose hoping that the OFT case and all would be sorted quickly! yeah right who was I kidding!!

Anyhow I am still being charged for going overdrwan and it is driving me bloody mad! I have had so many rows with them at the Abbey and they are just not budging at all... I said to them that it is a vicious circle you go overdrawn a few quid and they sting you for major amounts and then you dont have enough to ay your bills and here you are again with charges.

I am now at the stage of should I file my info to court and wait in a long long long que with everyone else OR sit tight until its all over???

Any help and advice would be appreciated.... I will be watching this site very closely again; I am raring to go again
xxx

[Amy]

Re: Flangies V Abbey

I am now at the stage of should I file my info to court and wait in a long long long que with everyone else OR sit tight until its all over???

Whatever happens you'll still have to file a claim, so you may as well get in the queue.

You should maybe re-send your LBA if it was a very long time ago.

[Flangies]

Re: Flangies V Abbey

Thanks for your prompt reply
To be honest Amy; i need to dig out all my stuff re: court stage; maybe best to fill all that in again??

[Amy]

Re: Flangies V Abbey

Thanks for your prompt reply
To be honest Amy; i need to dig out all my stuff re: court stage; maybe best to fill all that in again??

Yes, I would imagine your figures are different now in any case if they are still charging you.

I would re-send the LBA and include the new charges.

[Flangies]

Re: Flangies V Abbey

Will I find the LBA info on this site somewhere? sorry for seeming a bit dim, its like I am starting all over again lol

[Amy]

Re: Flangies V Abbey

All the template letters are in the library at the top of the forum.

This is the link for the LBA. Legal Beagles

If you need any more help, let me know.

[Budgie]

Re: Flangies V Abbey

Hi Flangies,

Welcome to Legal Beagles.

So that we can offer proper advice would it be possible to post up copies of the letters and responses that you have already sent and received with Abbey.

Also do you consider that you may be a financial hardship candidate?

We are having some success in getting interim payouts from Abbey for hardship claimants.

You can read about financial hardship claims here http://www.legalbeagles.info/forums/...ad.php?t=10053

[Flangies]

Re: Flangies V Abbey

Hello Budgie, many thanks for your reply: I will send the letters I have recieved and sent. I am as far as the last letter saying that court action would happen. I got all my info together for court wiht help from Zanadu from reclaim unfair charges site; who shall I send my info to?

[Flangies]

Re: Flangies V Abbey

Hello
I am about to send LBA again with mew charges added to Abbey; however I have one question the original letter was charges from January 2001 to May 2007. As this is a six year period; am I able to add recent charges since on to the letter? as it is over the six year period

Any help much appreciated

[natweststaffmember]

Re: Flangies V Abbey

You can add the recent charges onto the letter

[Flangies]

Re: Flangies V Abbey

ok so use the letter and add a paragraph stating the extras? If I add my letter can you look it over for me?

[natweststaffmember]

Re: Flangies V Abbey

Yep, of course.

[Flangies]

Re: Flangies V Abbey

ok thank very much; I have attached it; please feel free to amend as necessary. If I put the amount listed on previous LBA sent with interest; where will I need to add the new charges and interest?

Thank you very much once again

xx

[Flangies]

Re: Flangies V Abbey

Hello
Is anyone able to look at my letter sent previosly and advise/amedn if necessary; I want to use old spreadie with previous charges and add new charges too. Any advice gratefully recieved

x

[Amy]

Re: Flangies V Abbey

It looks good to me.