Hi all
On 24 Dec 2014 I received a letter before action from Wilson Rose saying I had to pay just short of £1200 before 31st Dec 2014 to avoid receiving a SD and Legal Action.
I don't deny owing the money and am willing to pay it but I cannot afford to pay it in one lump sum. On the 29th Dec 2014 I sent a cheque made payable to Wilson Rose for just short of £500, along with a covering letter stating that I am willing to pay the debt £100 per month until settled along with the cheque.
The cheque was cashed and the money left my account but I didn't receive any sort of response from my letter up to until yesterday when I received a notice to serve an SD from Pro Serve Investigations, dated 19 Jan 2015. According to this letter someone attended my house on the 11th Jan 2015 also but I wasn't home.
I have emailed Wilson Rose as instructed to on the letter but not received any response as of yet.
I am worried that they are going to chase me for the full amount even though I have paid off nearly half of it. Also I was under the impression that a SD could not be served on debts less than £750.
Any advice / comments gratefully received!!
On 24 Dec 2014 I received a letter before action from Wilson Rose saying I had to pay just short of £1200 before 31st Dec 2014 to avoid receiving a SD and Legal Action.
I don't deny owing the money and am willing to pay it but I cannot afford to pay it in one lump sum. On the 29th Dec 2014 I sent a cheque made payable to Wilson Rose for just short of £500, along with a covering letter stating that I am willing to pay the debt £100 per month until settled along with the cheque.
The cheque was cashed and the money left my account but I didn't receive any sort of response from my letter up to until yesterday when I received a notice to serve an SD from Pro Serve Investigations, dated 19 Jan 2015. According to this letter someone attended my house on the 11th Jan 2015 also but I wasn't home.
I have emailed Wilson Rose as instructed to on the letter but not received any response as of yet.
I am worried that they are going to chase me for the full amount even though I have paid off nearly half of it. Also I was under the impression that a SD could not be served on debts less than £750.
Any advice / comments gratefully received!!
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