Hi,
I am new to this and am at the total loss it is making me ill as I seem to be fobbed off with everyone I speak to.
Current situation.
I have had a notice of seixure put on a trailer and car that is on my drive by Marstons.
I was not in and it was posted through my door.
The trailer is not mine and the car is worth about £750 (although has sentimental value).
Martons has told me to sign the form and return it or they will just take my goods.
How I got here.
5 years ago I had an accident in a car. I had taken out insurance on the car and paid in full on the insurance. They did not recieve my proof of no claims and as a result cancelled my insurance a few days before the accident. I did not find out until I reported the accident to my insurance company. Then a few days later got a letter telling me they had cancelled my insurance a few days before the accident. I could not make a claim for my vehicle but it was not worth much so I left it as I got a cheque reimbursing me for my insurance premium. 5 years later I get a call from a company claiming to be acting on behalf of the Motor Insurance Bureau. Asking for money for the third parties damage on the car. I explained the situation and they looked into it stating they would follow up with my insurance company. I did not hear anything then last week I got back from working away for a month to find out that I had been taken to court for the sum of £4995 plus costs. Then my father-in -law died and with sorting out the funeral and everything I put of contacting the MIB till this week and then today I have been contacted by the bailiff.
I do not think I have been treated fairly, thought I had done everything properly and now got more problems.
To add insult to injury Marstons want £705.54 officers Fees added to the bill. Is this legal?
What can or should I do. I am self employed and can not afford payments and do not think I should be paying the bill anyway.
Please Help
I am new to this and am at the total loss it is making me ill as I seem to be fobbed off with everyone I speak to.
Current situation.
I have had a notice of seixure put on a trailer and car that is on my drive by Marstons.
I was not in and it was posted through my door.
The trailer is not mine and the car is worth about £750 (although has sentimental value).
Martons has told me to sign the form and return it or they will just take my goods.
How I got here.
5 years ago I had an accident in a car. I had taken out insurance on the car and paid in full on the insurance. They did not recieve my proof of no claims and as a result cancelled my insurance a few days before the accident. I did not find out until I reported the accident to my insurance company. Then a few days later got a letter telling me they had cancelled my insurance a few days before the accident. I could not make a claim for my vehicle but it was not worth much so I left it as I got a cheque reimbursing me for my insurance premium. 5 years later I get a call from a company claiming to be acting on behalf of the Motor Insurance Bureau. Asking for money for the third parties damage on the car. I explained the situation and they looked into it stating they would follow up with my insurance company. I did not hear anything then last week I got back from working away for a month to find out that I had been taken to court for the sum of £4995 plus costs. Then my father-in -law died and with sorting out the funeral and everything I put of contacting the MIB till this week and then today I have been contacted by the bailiff.
I do not think I have been treated fairly, thought I had done everything properly and now got more problems.
To add insult to injury Marstons want £705.54 officers Fees added to the bill. Is this legal?
What can or should I do. I am self employed and can not afford payments and do not think I should be paying the bill anyway.
Please Help
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