Resolve call

[Fev68]

Got letter today from Resolve call chasing a Santander current account debt from 14 yrs ago ,Do I contact them ?

[echat11]

Hi FEV68

Welcome to LB

Resolve are just a DCA, they have 'zero' powers, don't contact them at this moment in time.

When was the last payment made?

Has the debt been admitted in the last 6 years?

It might be statute barred, although they can chase the debt, they can't make a claim through the Courts.

[Fev68]

Hi
Thinking about it the debt was from a old address over 14 yrs ago,Nothing has been paid I have had no letters before this I haven't acknowledged it at all ,Got a letter from Capquest 6 months ago ignored it now they have sent it to resolve call ,So should i just ignore it ?

[Fev68]

The letter from Capquest did not say anything about Santander just said I owe over a grand .

[echat11]

You could send the following letter, make sure you get Proof of Postage. It should stop their contact, providing they've not got a CCJ for the debt.

https://www.nationaldebtline.org/sam...cover-debt-ew/

[Fev68]

Don't think they can get a ccj for a current account after 14 yrs can they

[echat11]

Don't think they can get a ccj for a current account after 14 yrs can they

If they sent the CCJ documents to the old address (14 yrs ago) they might already have one, but they would have problems 'resurrecting' it after all the time that has passed.

[Fev68]

So do I just ignore? I moved out 11 yrs ago and received no ccj whilst I was there .

[echat11]

So do I just ignore? I moved out 11 yrs ago and received no ccj whilst I was there .

You can ignore, but be prepared for them to make random contact as they have or send the template, that tells them they are wasting their time.

[Fev68]

Hi
resolve call letter again today,I have done 2 searches on Trust online one in my address now one old address where they are chasing a debt over 14 yrs ago,Both come back clear nothing on my credit file ,Do I contact them by email or use a template from you to send them,I haven't a printer so can't print one out,Any advice to get rid appreciated

[echat11]

Hi
resolve call letter again today,I have done 2 searches on Trust online one in my address now one old address where they are chasing a debt over 14 yrs ago,Both come back clear nothing on my credit file ,Do I contact them by email or use a template from you to send them,I haven't a printer so can't print one out,Any advice to get rid appreciated

Amend the template in post 5, it can be emailed to Resolve Call. Once you've emailed it, remember to keep on top of it.

[Fev68]

Keep on top of it ? I'm Agoraphobic and suffer with Severe social anxiety, What do you mean amend it ,Sorry but I have no idea how to deal with these things ,Thanks for your patience.

[Fev68]

It won't download ,It's only downloaded the 1st bit

[Fev68]

Ok so managed to cooy and paste it,What bits do I need to amend please ?

[Fev68]

Can you tell me what bits need amending please .