Got letter today from Resolve call chasing a Santander current account debt from 14 yrs ago ,Do I contact them ?
Resolve call
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Hi FEV68
Welcome to LB
Resolve are just a DCA, they have 'zero' powers, don't contact them at this moment in time.
When was the last payment made?
Has the debt been admitted in the last 6 years?
It might be statute barred, although they can chase the debt, they can't make a claim through the Courts.
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Hi
Thinking about it the debt was from a old address over 14 yrs ago,Nothing has been paid I have had no letters before this I haven't acknowledged it at all ,Got a letter from Capquest 6 months ago ignored it now they have sent it to resolve call ,So should i just ignore it ?
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You could send the following letter, make sure you get Proof of Postage. It should stop their contact, providing they've not got a CCJ for the debt.
https://www.nationaldebtline.org/sam...cover-debt-ew/
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Originally posted by Fev68 View PostDon't think they can get a ccj for a current account after 14 yrs can they
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Hi
resolve call letter again today,I have done 2 searches on Trust online one in my address now one old address where they are chasing a debt over 14 yrs ago,Both come back clear nothing on my credit file ,Do I contact them by email or use a template from you to send them,I haven't a printer so can't print one out,Any advice to get rid appreciated
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Originally posted by Fev68 View PostHi
resolve call letter again today,I have done 2 searches on Trust online one in my address now one old address where they are chasing a debt over 14 yrs ago,Both come back clear nothing on my credit file ,Do I contact them by email or use a template from you to send them,I haven't a printer so can't print one out,Any advice to get rid appreciated
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