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Hello Everyone,
Newbie here looking for some advice.
I received a letter from my Local Council around the end of October advising I owed an amount of Council Tax dating back to June 2014 for a previous address. I've since moved twice from that address, all within the same borough, and that letter in October was the first I'd heard about this debt. I've spoken to my local authority many times over the past 6 years regarding matters of Council Tax and not once was this debt brought up.
The letter I received requested some financial information which needed to be sent back to them within 14 days. I duly did this and heard nothing until a letter from Jacobs Enforcement Agents arrived, dated 16th November 2020, advising of the amount owed and the actions they will take if this is not paid. I ignored this as I had yet to hear back from the council. I then received a further letter from Jacobs, dated 26th November 2020, stating there hadn't been a staisfactory response to their previous letter and as such the full balance was due to prevent further action which may involve removing goods for sale.
As of today I have still heard nothing and decided to contact Jacobs. I offered to set up a repayment plan and was advised to do this the minimum they would accept today is £20 which is fine. I advised them of my current circumstances, Universal Credit, and they wanted proof which, again, is fine. The adviser then stated that they were offering me this plan at which I simply queried why they were offering me anything when it's my debt and I'm offering them a payment plan. The adviser became patronising, rude so I hung on. I've contacted the council since and advised them of this and requested I don't want to deal with Jacobs anymore. I have a vulnerable adult and child at home and do not want these people coming to the door, especially after I have offered to repay this.
My question is why has it taken 6+ years for me to hear about this and is this debt still enforcable. We're constantly told about this 6 year thing for debts and this has me wondering.
Any help greatly appreciated.
Newbie here looking for some advice.
I received a letter from my Local Council around the end of October advising I owed an amount of Council Tax dating back to June 2014 for a previous address. I've since moved twice from that address, all within the same borough, and that letter in October was the first I'd heard about this debt. I've spoken to my local authority many times over the past 6 years regarding matters of Council Tax and not once was this debt brought up.
The letter I received requested some financial information which needed to be sent back to them within 14 days. I duly did this and heard nothing until a letter from Jacobs Enforcement Agents arrived, dated 16th November 2020, advising of the amount owed and the actions they will take if this is not paid. I ignored this as I had yet to hear back from the council. I then received a further letter from Jacobs, dated 26th November 2020, stating there hadn't been a staisfactory response to their previous letter and as such the full balance was due to prevent further action which may involve removing goods for sale.
As of today I have still heard nothing and decided to contact Jacobs. I offered to set up a repayment plan and was advised to do this the minimum they would accept today is £20 which is fine. I advised them of my current circumstances, Universal Credit, and they wanted proof which, again, is fine. The adviser then stated that they were offering me this plan at which I simply queried why they were offering me anything when it's my debt and I'm offering them a payment plan. The adviser became patronising, rude so I hung on. I've contacted the council since and advised them of this and requested I don't want to deal with Jacobs anymore. I have a vulnerable adult and child at home and do not want these people coming to the door, especially after I have offered to repay this.
My question is why has it taken 6+ years for me to hear about this and is this debt still enforcable. We're constantly told about this 6 year thing for debts and this has me wondering.
Any help greatly appreciated.
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