I have recently received a claim form by the county court that Moriarty Law is claiming £679.24 inc court fees for a payday loan from QuickQuid from 2013. I was only 18 at the time, on an apprenticeship which paid hardly anything, and I had no one else to look after me so had to pay for food etc myself, which took all my wages. I took out around 3/4 loans with QuickQuid which amounted to around £500. But I'm not sure why they let me take out more than one loan as I was clearly struggling. I'm currently a student at university and I just don't have £679 to spare. To avoid getting a CCJ is there any defence that I have? Any advice would be greatly appreciated

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