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  • credit card

    Ive recently found out my mum has been using a credit card in my name and its given me a bad credit score, shes admitted doing it, but is chronically ill both mentally and physically, how can I get it all taken of my credit rating without her being prosecuted
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  • #2
    Re: credit card

    Hi mavis 1957

    Is/was she an authorised signatory who has 'taken advantage'?
    Was she using a card without permission? (If so, how did she do so?).
    Did she obtain it fraudulently? (Apply for it giving your name & details?)
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

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    • #3
      Re: credit card

      Originally posted by charitynjw View Post
      Hi mavis 1957

      Is/was she an authorised signatory who has 'taken advantage'?
      Was she using a card without permission? (If so, how did she do so?).
      Did she obtain it fraudulently? (Apply for it giving your name & details?)
      She did it all without telling me she hid the statements etc and paid it monthly out her her bank .i can pay it off as its about £1000 as I don't want to have her prosecuted . I'm taking her to see her doctors today as she's really not got the mental capacity any more to know what she doing

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      • #4
        Re: credit card

        Write offs - Rethink Mental Illness, the mental health charity

        https://www.rethink.org/living-with-mental-illness/money-issues...debt/write-offs



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