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Nearly three years ago 1st Credit purchased my alleged M&S Money credit card account, with an alleged balance of Ł10k+.
Since then it's been a journey of CCA requests, some threats and plenty of Mayhew-themed templates, with a Mayhew reference ranging from Soft Mayhew to Hard Mayhew. I only reached Medium Mayhew template when, as a result, I received the following letter yesterday:
"Dear Mr $quandaŁot
We are writing to advise you that your above account purchased by 1st Credit (Finance) Limited has now been reassigned back to Marks & Spencer Financial Services plc.
Given that Marks & Spencer Financial Services plc is once again the legal owner of the account, you will not receive any further communication from !st Credit Limited.
Marks & Spencer Financial Services plc is now the data controller for the purposed of the Data Protection Act 1998. We will endure that the relevant Credit Reference Agencies are informed of this change of ownership within a maximum of 32 days. Once the relevant Credit Reference Agencies have been notified they will become responsible for updating your Credit file which can take up to a further two weeks.
If you have nominated a third party to manage your financial affairs you should give a copy of this letter to that third party and ensure that Marks & Spencer Financial Services plc are aware of such an arrangement.
Marks & Spencer Financial Services plc may already be in direct contact with you and you may be aware of this transfer. As such this letter is for your records only and requires no further action by you.
If you would like to speak to a member of our team please contact us on 01737 235201 quoting reference xxxxxxx.
Yours sincerely
Gavin Flynn
Collections Director!
Wow! Has anyone ever heard of something like this happening? I thought that 1st Credit would just sell the alleged account on to someone like Leeds Losers once they realised that they haven't got a hope in hell.
Any thoughts?
Since then it's been a journey of CCA requests, some threats and plenty of Mayhew-themed templates, with a Mayhew reference ranging from Soft Mayhew to Hard Mayhew. I only reached Medium Mayhew template when, as a result, I received the following letter yesterday:
"Dear Mr $quandaŁot
We are writing to advise you that your above account purchased by 1st Credit (Finance) Limited has now been reassigned back to Marks & Spencer Financial Services plc.
Given that Marks & Spencer Financial Services plc is once again the legal owner of the account, you will not receive any further communication from !st Credit Limited.
Marks & Spencer Financial Services plc is now the data controller for the purposed of the Data Protection Act 1998. We will endure that the relevant Credit Reference Agencies are informed of this change of ownership within a maximum of 32 days. Once the relevant Credit Reference Agencies have been notified they will become responsible for updating your Credit file which can take up to a further two weeks.
If you have nominated a third party to manage your financial affairs you should give a copy of this letter to that third party and ensure that Marks & Spencer Financial Services plc are aware of such an arrangement.
Marks & Spencer Financial Services plc may already be in direct contact with you and you may be aware of this transfer. As such this letter is for your records only and requires no further action by you.
If you would like to speak to a member of our team please contact us on 01737 235201 quoting reference xxxxxxx.
Yours sincerely
Gavin Flynn
Collections Director!
Wow! Has anyone ever heard of something like this happening? I thought that 1st Credit would just sell the alleged account on to someone like Leeds Losers once they realised that they haven't got a hope in hell.
Any thoughts?
for anyone who doesn't know - this is 'Mayhew' -> 
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