Hi folks I'm new to this need help quick

[boosman2005]

I received a ccj claim form from lowell acting on behalf of sigma financial. Don't no these people so I phoned lowell and they told me it is from t mobile from 11 years ago. It says that lowell was assigned on 12/11/2015. And there asking for interest to s69 at a rate of 8% per annum. Just need some advice on what to do to defend this because I don't no what the money is for never had any letters from the mobile saying I owed any money. And I asked lowell before Christmas to send me details of what the money was for and it never turned up so what can I do please help

[Amethyst]

Re: Hi folks I'm new to this need help quick

You think you defaulted on the t-mobile debt (if one ever existed) about 11 years ago? It should be statute barred if so which would be a full defence.

Approx how much is the claim for ?

Do you have a copy of the letter you sent to Lowell before christmas ?

We can write back to Lowell ( bit odd it's Lowell Solicitors ? acting for Sigma Red ? ) any chance you can type out the particulars of claim first please.

[boosman2005]

Re: Hi folks I'm new to this need help quick

The amount is 155 and no letter I phoned them I mentioned that it could be statue bar. But they say I only defaulted in 2010.

- - - Updated - - -

When I get home I will type the details down and post here it will be in an hour

[boosman2005]

Re: Hi folks I'm new to this need help quick

1)the defendant entered into an agreement with the sigma financial group limited under account reference xxx xxxxx xxxx
2)the defendant failed to maintain the required payments and a default notice was served and not complied with.
3)the agreement was later assigned to claimant on 12/11/2015 and notice given to defendant.
4)despite repeated requests for payment the sum of £155.07 remains due and outstanding.
A)the said sum of £155.07
B)interest pursuant to s69 county courts act 1984 at the rate of 8% per annum from the date of assignment to the date of issue accruing at a daily rate of £0.034 but limited to one year being £5.37
C)costs
When lowell sent me the letter in 2015 I phoned them to find out where the 155 comes from and asked them to send me prove that I owe the money. They didn't send any information and then they issued the claim on 19th April 2016.

[boosman2005]

Re: Hi folks I'm new to this need help quick

Amethyst I have only got a few more days on this can you advice in what I should do please any guidance is much appreciated

[charitynjw]

Re: Hi folks I'm new to this need help quick

Amethyst I have only got a few more days on this can you advice in what I should do please any guidance is much appreciated

Hi boosman2005

Have you acknowledged the claim with the court?

[boosman2005]

Re: Hi folks I'm new to this need help quick

No not yet I'm going to do it today