Bought a car paid cash and its on Finace

[Nitaooo]

Hi

I am new here, and yesterday I looked into buying a new car using my car as Part ex, to cut a long story short .. I got a bank loan for the car and paid cash at a garage, I was informed yesterday that there is an outstanding finance agreement on this which I was unaware of and not only that It was a a foreign import. all of which was a complete surprise for me.

At the time of purchase I was not informed of these details and as a reputable ( obviously not ) I now understand this is against the law . the repayments have been kept up to date and finish in June .. but as I was not informed of this and the fact that my insurance would be void because I have stated that wasn't a foreign import ( because I wasn't informed at the time of purchase ) where do I stand, do I have a claim against the Garage ?

regards

Nita

[Amethyst]

Re: Bought a car paid cash and its on Finace

Who has been making payments on the finance agreement if you were unaware of it until yesterday ?

Was the garage you purchased the car from a national chain or a small local garage ?

Did you get the log book - does that not state the origin of the car - eg where it was last registered etc ? Presumably you didn't do an HPI check - did the garage tell you they had ?

[Nitaooo]

Re: Bought a car paid cash and its on Finace

Hello

I have no Idea who is making payments it was flagged up that the finance company is Alphabet and I have an agreement number, it was purchased from an independent garage, in regards to an HPI I was told that would be done before I collected the car, as I remember from the log book I can recall that it was a car that was leased.

I dont know what to do next, but i am requesting full owner details from the DVLA.

The only reason I am aware of this is because of looking for a new car..

Nita

[wales01man]

Re: Bought a car paid cash and its on Finace

Do you have the V5for this car?

[Nitaooo]

Re: Bought a car paid cash and its on Finace

Hello there ... yes have the V5

Nita