• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Chargeback on a Credit Card Transaction - Can it be reversed?

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Chargeback on a Credit Card Transaction - Can it be reversed?

    A few months back I ordered some Ugg Boots from what looked like a genuine site selling genuine Ugg products.

    The boots did actually arrive from China ( where incidentally Ugg Boots are now actually made ) and they were clearly 100% counterfeit.

    I raised a dispute with my credit card provider, HSBC, providing documentary confirmation of every step of the order, all email feedback, my efforts direct with the retailer ( where incidentally they offered a 60% refund if I agreed to retain the boots ) - all in all I made every effort to resolve the matter direct with the retailer in China. That was not easy as every email was responded to by a different party every time, and when I declined the 60% refund, everything 'went quiet'.

    I then raised the dispute officially with HSBC. After several weeks, they responded with the following :

    'I have credited your account ( with the original purchase price ) while we investigate. The credit will appear on a future statement. The retailer now has up to 60 days to respond to your dispute and provide us with further information. We'll let you know if your dispute is unsuccessful and if the credit needs to be removed.'

    Frankly I cannot imagine a remote Chinese company selling counterfeit goods responding positively. Should I therefore be cautious and simply anticipate a future reversal of this credit on my credit card account? I must admit that I wasn't aware that chargebacks were 'conditional' in this way. I also continue to retain the counterfeit goods and HSBC have offered no advice at this point how I should proceed with that although I will contact them again and ask that very question.
    Tags: None

  • #2
    Re: Chargeback on a Credit Card Transaction - Can it be reversed?

    [MENTION=6]Amethyst[/MENTION] ???
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

    Comment


    • #3
      Re: Chargeback on a Credit Card Transaction - Can it be reversed?

      Originally posted by Snoopy1948 View Post
      I must admit that I wasn't aware that chargebacks were 'conditional' in this way.
      It's standard in chargeback claims for the refund to be provisional while they give the retailer the chance to make their submission. I wouldn't worry about returning the boots until the refund has been confirmed.

      Comment


      • #4
        Re: Chargeback on a Credit Card Transaction - Can it be reversed?

        Yes they are, usually 60 days for the company to 'defend' the chargeback.
        #staysafestayhome

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Received a Court Claim? Read >>>>> First Steps

        Comment


        • #5
          Re: Chargeback on a Credit Card Transaction - Can it be reversed?

          Appreciated ..... funny thing is I have already attempted to return the boots by email request but the 'retailer' has not responded to this, either in agreement to pay return costs or reveal an address in China. The boots cost me some £60 on my credit card but if you shop in discount shoe stores such as Shoezone, you can pick up very similar for £12.95. Kind of suggests that the true value may well be somewhat less than the cost of sending the boots back ... we shall see .... :tinysmile_twink_t2:

          Comment

          View our Terms and Conditions

          LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

          If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


          If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
          Working...
          X