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In July of this year I had a letter from Cabot who had found the credit agreement-it had taken them a year.
I have attached a copy which is pretty illegible and also a paper they sent with it which was also marked illegible.
I didn't respond and heard nothing more until today-six months later-when I received a letter form Mortimer Clarke.
They have said the debt is payable in full and want me to fill in an income and expenditure form.
They have also enclosed a offer to cut the debt in half to just over £3000 if I enter into a Tomlin agreement.
I don't know why Mortimer Clarke took six months to contact me after the letter in July..it seems odd.
My question is what should I do next?
Do I have a leg to stand on? IS the illegibility of the agreement a reason to question them ?
Should I enter into a Tomlin agreement? I have attached a copy of the illegible bit and also their paper marked illegible.
All and any advice gratefully received!!
I have attached a copy which is pretty illegible and also a paper they sent with it which was also marked illegible.
I didn't respond and heard nothing more until today-six months later-when I received a letter form Mortimer Clarke.
They have said the debt is payable in full and want me to fill in an income and expenditure form.
They have also enclosed a offer to cut the debt in half to just over £3000 if I enter into a Tomlin agreement.
I don't know why Mortimer Clarke took six months to contact me after the letter in July..it seems odd.
My question is what should I do next?
Do I have a leg to stand on? IS the illegibility of the agreement a reason to question them ?
Should I enter into a Tomlin agreement? I have attached a copy of the illegible bit and also their paper marked illegible.
All and any advice gratefully received!!
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