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Hi All,
I am new to this but hope some of you can help me, will try and explain in the best way I can -
I have an account with Littlewoods in Nov 13 I ordered some items on behalf of someone else that should have been paid off over 12 months, however this lady only ever made one payment and as I cant afford it to pay it myself the debt is now sitting on my account. I have not spoken to this lady since Oct 14 when she threatened me, I advised Littlewoods of the situation and they advised if I involved the police due to the threats then they would the remove the balance from my account and deal with the lady direct, I involved the police and then Littlewoods backtracked saying the account is in my name so it is down to me to pay the account and then take the women to court to reclaim the money. Due to the threatening nature of the lady I am not willing to do this as it would cause me more trouble, I involved the Financial Ombudsman due to Littlewoods not responding to a different complaint I had put it and off the back of this they sent the lady a letter asking her to admit liability for the goods and balance so that they could deal with her direct, of course the lady ignored this letter and so Littlewoods have reverted back to me constantly ringing me (sometimes 10 times a day!), since March I have ignored all phone calls.
Where do I stand with this? So far I have refused to pay the balance £700, however I don't want Littlewoods to take me to court, is there anything else I can do?
I am new to this but hope some of you can help me, will try and explain in the best way I can -
I have an account with Littlewoods in Nov 13 I ordered some items on behalf of someone else that should have been paid off over 12 months, however this lady only ever made one payment and as I cant afford it to pay it myself the debt is now sitting on my account. I have not spoken to this lady since Oct 14 when she threatened me, I advised Littlewoods of the situation and they advised if I involved the police due to the threats then they would the remove the balance from my account and deal with the lady direct, I involved the police and then Littlewoods backtracked saying the account is in my name so it is down to me to pay the account and then take the women to court to reclaim the money. Due to the threatening nature of the lady I am not willing to do this as it would cause me more trouble, I involved the Financial Ombudsman due to Littlewoods not responding to a different complaint I had put it and off the back of this they sent the lady a letter asking her to admit liability for the goods and balance so that they could deal with her direct, of course the lady ignored this letter and so Littlewoods have reverted back to me constantly ringing me (sometimes 10 times a day!), since March I have ignored all phone calls.
Where do I stand with this? So far I have refused to pay the balance £700, however I don't want Littlewoods to take me to court, is there anything else I can do?
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