can an old debt get a CCJ?

[righty]

Re: can an old debt get a CCJ?

If they're any good (which I doubt) the solicitors on realizing the CCJ was obtained 'out of time' may well agree to a set-aside.Why! it makes them look good in the eyes of the court and probably avoids them being stung by the court for added costs

[Caroll54]

Re: can an old debt get a CCJ?

Thank you so much, at least I have some hope, and thanks for your reply.
i must also say you have all been so good, helping me, and giving your time to give me advise, I really don't know what would of happened to me if I did not all you guys giving your time, I do really appreciate it.

[FlamingParrot]

Re: can an old debt get a CCJ?

You need to send a CCA request to the claimant - http://www.legalbeagles.info/forums/...y-of-Agreement - with a £1 - you can get that done today.

If they don't have it then that causes major problems for them, if they do have it we'll be able to check out the terms of the agreement and whether it was valid and how it SHOULD have acted on return of the car.

They may well argue that, since judgment has been obtained, they no longer have a duty to respond.

[Caroll54]

Re: can an old debt get a CCJ?

Oh, so they do not have a duty to get back to me, so that's final then. So will the CCJ just sit on my credit report? Or can they then bring other actions against me?
Thank you for your reply,

[wales01man]

Re: can an old debt get a CCJ?

If they or anyone claims you owe money they can bring an action against you .
Then you will have a chance to defend Plenty of claims are made not all true not all won in Court.

[Caroll54]

Re: can an old debt get a CCJ?

Thank you Walesman for your reply, fingers crossed that will be my result.

[Caroll54]

Re: can an old debt get a CCJ?

I have just received this letter, sorry I have sent to email, as I am unable to load it on this site, things are looking really bad.

[Caroll54]

Re: can an old debt get a CCJ?

May I ask, I have no income, as I do not work, my partner works, so he pays for everything, can they make him pay my debt? On the income form they have attached it does say spouse / partner income?

[Kati]

Re: can an old debt get a CCJ?

I have just received this letter, sorry I have sent to email, as I am unable to load it on this site, things are looking really bad.

May I ask, I have no income, as I do not work, my partner works, so he pays for everything, can they make him pay my debt?

Hi [MENTION=54110]Caroll54[/MENTION] - I'm sure you will get all the advice the Beagles can give here . Please try not to worry too much right now (it's almost impossible I know, but you ARE in good hands)

May I ask ... has your debt been passed on to a Debt Collection Agency??

Kati x

[MIKE770]

Re: can an old debt get a CCJ?

I have just received this letter, sorry I have sent to email, as I am unable to load it on this site, things are looking really bad.

can you type the letter out on here without personal details? just a thought?

[Caroll54]

Re: can an old debt get a CCJ?

Kati, I believe now it's in the hands of Mortimer Clarke solicitors,
thank you, I really think this is my lot now, I don't hold out much hope, thank you

[Caroll54]

Re: can an old debt get a CCJ?

Yes Mike, I will do that now , thank you

[Caroll54]

Re: can an old debt get a CCJ?

Re: Cabot financial uk ltd.


The above debt has been assigned to our client Cabot , by virtue of the assignment Cabot has had Assigned all rights and title to your debt, and thus is entitled to collection of the same.

Mortimer Clarke solicitors are instructed to act on behalf of our client, Cabot.

We have requested a copy of the agreement from our clients and will forward it to you when it's available.
we can confirm: 1) the balance originates from a hire purchase entered into with on line on 14/12/2001, bearing agreement number xxxxxxxxxx
2) the agreement was terminated 14/06/2002. We can form the amount owed.
The limitations act 1980 sets out the rules on how long a creditor has to issue legal proceedings against a debt they owe, it gives the creditors 6 years to issue proceedings, from the date the agreement is terminated, or the last credit was received, this last credit was recieved on 31/03/2009, therefore the account is not statute barred..
we enclose an income and expenditure form to complete, and return together with your offer of repayment, to be recieved within the next 14 days.

[Caroll54]

Re: can an old debt get a CCJ?

May I also say, when they say the last payment was made was 2009, they can not be true, I have no proof,

[Caroll54]

Re: can an old debt get a CCJ?

I have also recieved all bank statements from 2002/2008, and all the standing orders never come out on last day, like they are saying? It may mean nothing, also no signature on letter printed. I have also requested bank send 2009/10 , but do I start to fill out income form, they have given 14 days?? Thanks