hello *hi abbreviated!

[flapsandwich]

hi guys!! i only just found this forum.. and i've had a look around and i don't understand anyof the abbreviations!! SAR etc and all the others...

anyhow i have SIX defaults and have recently settled two of them on partial setllements... i now realise this was a complete mistake!! ( i think?).

i want to get a mortgage this year... but with my credit file in the mess it's in, it's unlikely. i have been offered more partial settlements... should i pay them?

my goal is to remove the defaults. where do i begin? thanks .. any help really appreciated!

HSBC BRANCH BANKIN...
Current Account
Satisfactory
£0
13/01/2013

HSBC BRANCH BANKIN...
Loan
2 payments late
Settled
02/08/2009

HSBC BRANCH BANKIN...
Loan
Default
£6,675
13/01/2013

EGG BANKING PLC
Loan
Satisfactory
Settled
07/06/2009

SANTANDER CURRENT ...
Current Account
Default
Satisfied
16/12/2012

CO-OPERATIVE BANK ...
Current Account
Default
£852
05/06/2011

LOWELL PORTFOLIO I...
Communications
Default
£367
30/01/2011

ARROW GLOBAL LIMIT...
Credit card / S...
Default
£949
07/11/2010

APS - CASHPLUS
Loan
Satisfactory
£49
13/01/2013

1ST CREDIT LIMITED
Credit card / S...
Default
Satisfied
25/01/2013

[flapsandwich]

Re: hello *hi abbreviated!

the dates seem to relate to when the files were updated... not defaulted. (from experian)