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Hi. 20 Years ago my myself and partner had a northern rock loan alongside our northern rock mortgage for our 20k deposit.
In 2008 die to maternity leave and poor management of our finances we took out a debt management plan. We ended up clearing all the debt management debts except the northern rock loan that was first sold to Mortimer Clark. We haven’t heard anything about it for about 6 years and recently Cabot have been sending letters and calling. We’ve had an email today saying they will send an Orbit advisor to the house. This loan is 20 years old and and we haven’t made payments for over 8 years at the least. Any advice on what we should do? Is this still enforceable? It’s not on our credit files. Thanks if you’ve read this far!
In 2008 die to maternity leave and poor management of our finances we took out a debt management plan. We ended up clearing all the debt management debts except the northern rock loan that was first sold to Mortimer Clark. We haven’t heard anything about it for about 6 years and recently Cabot have been sending letters and calling. We’ve had an email today saying they will send an Orbit advisor to the house. This loan is 20 years old and and we haven’t made payments for over 8 years at the least. Any advice on what we should do? Is this still enforceable? It’s not on our credit files. Thanks if you’ve read this far!
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