Car Finance agreement not given by salesman

[Lord Ingrow]

I bought a car from a main car dealer, finance was with creation finance, salesman said that the finance company would send me a copy of the agreement that I had signed but they never did. I asked for it on three separate occasions, this was two years ago and they only last week sent me a reconstituted agreement. I think therefore they are at fault as I think also they have taken away my 14 day cooling off period rights and the contract I have is nul and void. Do any Legalbeagles know of the legislation Act that I would need to look at that protects my rights as a purchaser if no finance agreement has been given at the time of purchase. Thank you kindly

[echat11]

Hi Lord Ingrow

Welcome to LB

The Consumer Rights Act 2015

https://www.legislation.gov.uk/ukpga/2015/15/contents

https://www.legislation.gov.uk/uksi/2013/3134

[Lord Ingrow]

Thank you very much for that some long reading tonight for me

[Lord Ingrow]

Thank you for your welcome, do these regulations cover distance selling, and do you think that the agreement signed in a motor vehicles showroom with the finance being carried out at premises elsewhere is a distant sale?

[Pezza54]

The Consumer Contracts Regulations 2014 covers distance selling
The contract was signed on premises so not a distance sale

[echat11]

Thank you for your welcome, do these regulations cover distance selling, and do you think that the agreement signed in a motor vehicles showroom with the finance being carried out at premises elsewhere is a distant sale?

Agree with PEZZA.

More info, you should have received documentation at the time when the sale was completed.

https://www.businesscompanion.info/e...premises-sales

[Lord Ingrow]

Thank you so very much ECHAT11